Nestled just one street from the Intracoastal Waterway in desirable St Augustine South, this well cared for 3BR/2BA concrete block residence is looking for new owners to call it their home. Featuring newer luxury vinyl plank flooring throughout - with tile in the wet areas - the home has a clean, beachy aesthetic. The open living room features a wood-burning fireplace & leads smoothly to the dining room featuring custom-built wall-to-wall cabinetry & recessed lighting – an inviting spot for entertaining. The kitchen is efficient & tidy with newer stainless steel appliances & water softener. A versatile sun room makes an ideal home office or a quiet retreat to read or relax. The 2 car garage features screen doors & a dedicated laundry area. Outside, the property shines with a beautifully landscaped, low-maintenance yard, complete with gazebo - perfect for unwinding under the palms. Sturdy construction with secure tie-downs ensures peace of mind during storms. Highlights include updated windows, newer appliances, well pump for the irrigation system, a whole house re-pipe in 2023 & 2024 hot water heater. Additional features like plantation shutters & generator connectivity only add to the functionality of this home. Located in a high & dry area with no flood insurance required, the fully fenced rear yard offers plenty of privacy & space. For boaters or RV owners there’s handy space on both sides of the home with double gates for easy access. Best of all, you’re just a short walk from the Intracoastal Waterway - literally less than a minute away. With no HOA or CDD fees, St. Augustine South provides an active, friendly community with miles of walking, biking & golf-cart paths along the Intracoastal, plus access to two boat ramps, a community center, tennis courts & a children’s playground. Conveniently located near shopping, hospitals & only a 15-minute drive to historic downtown St. Augustine & the beach, this home is the perfect blend of comfort, convenience & location. This is truly a move-in-ready gem—schedule your showing today!
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RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $332,000 | $332,000 | $332,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.375% | 7.125% | 6.125% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.474% | 7.282% | 6.412 |
Monthly Tax Payment | $129 | $129 | $129 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $2,293 | $2,237 | $2,824 |
Total Monthly Payment | $2,497 | $2,441 | $3,028 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.