931 Oak Arbor Cir, Saint Augustine, FL, 32084 | $425,000

Welcome to this beautifully updated home in the desirable Heritage Park community, where modern amenities meet timeless style. The home has been thoughtfully upgraded with a Tesla charging station, fresh paint throughout the interior, new laminate flooring, and all-new AC vents, smoke alarms and electrical outlets. The kitchen is a standout feature of this home, offering an impressive 7. 5-foot cooking island with cabinetry all around and a stylish range hood with an induction stovetop. Adding to this gourmet chef’s kitchen is a built-in wall oven with convection and conventional cooking options, a built-in microwave, innovative storage solutions and sparkling quartz countertops that elevate the space, making it perfect for both casual meals and culinary masterpieces. The split floor plan offers both privacy and functionality with a versatile fourth bedroom, located separately from the others, that can be used as a guest room or office. Bedrooms two and three share a beautifully tiled bathroom with a deep garden tub, while the primary suite offers an elegant retreat. The primary bathroom has been meticulously updated with a dual vanity that includes side storage, a large linen closet, a separate water closet and a walk-in closet with custom built-in storage solutions. The walk-in shower features a brand new fixture with multi-way spray functions. The no-touch LED mirror with a digital clock and the LED and Bluetooth-integrated light fixture provide both convenience and ambiance. Step outside to enjoy the large yard, which features a large pergola, automated sprinkler system, travertine patio, and built-in stone firepit—ideal for outdoor gatherings or simply relaxing in the private setting provided by the privacy fence. Heritage Park is centrally located near SR 16, 5 minutes from Publix, with downtown St. Augustine only 10 minutes away and the beach a short 15-minute drive. The community itself offers an array of amenities, including a beautiful community pool and a clubhouse with a library, gym and great room. Enjoy all these amenities as a resident , including a dog park, walking trails, tennis courts, bocce ball, six pickleball courts, basketball courts, and sports fields, making it the perfect setting for an active and connected lifestyle. This home combines modern luxury with a welcoming, community-focused atmosphere—schedule your private tour today and experience all that it has to offer!

Features

  • Amenities: Clubhouse,Exercise,Community Pool Unheated,Tennis,Other-See Remarks,Pickleball,Sidewalk,Street Lights,Suburban
  • Bedrooms: 4
  • Baths: 2 full
  • Lot Size: .19 acres
  • Year Built: 2005
  • Heating: Central,Electric
  • Cooling: Central,Electric
  • Approx Sq. Feet: 1,836
  • Acreage: 0.19
  • Lot Size: .19 acres
  • Est. Taxes: $2,586
  • HOA Fee: $207
  • Lot Desc: Suburban
  • Elem. School: Crookshank Elementary
  • Middle School: Sebastian Middle
  • High School: St. Augustine High
  • MLS#: 245608
  • Days on Market: 30 days
  • Website: https://www.raveis.com
    /prop/245608/931oakarborcir_saintaugustine_fl?source=qrflyer
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Listing courtesy of COMPASS FLORIDA

William Raveis Family of Services

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Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 16953

917.838.7300

Melissa.Cohn@raveis.com

Our Executive Mortgage Banker:

  • Is available to meet with you in our office, your home or office, evenings or weekends
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Our Insurance Division:

  • Will Provide a home insurance quote within 24 hours
  • Offers full-service coverage such as Homeowner's, Auto, Life, Renter's, Flood and Valuable Items
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    Encompass, Travelers, Fireman's Fund, Middleoak Mutual, One Beacon and American Reliable

931 Oak Arbor Cir, Saint Augustine, FL, 32084

$425,000

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Melissa Cohn

RVP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 917.838.7300

Melissa.Cohn@raveis.com

NMLS Mortgage Loan Originator ID 16953

5/6 (30 Yr)
Adjustable Rate Conforming*
30 Year
Fixed-Rate Conforming
15 Year
Fixed-Rate Conforming
Loan Amount $340,000 $340,000 $340,000
Term 360 months 360 months 180 months
Initial Interest Rate** 7.375% 7.125% 6.125%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 7.474% 7.282% 6.412
Monthly Tax Payment $216 $216 $216
H/O Insurance Payment $75 $75 $75
Initial Principal & Interest Pmt $2,348 $2,291 $2,892
Total Monthly Payment $2,639 $2,582 $3,183

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.  The Total Monthly Payment does not include the estimated HOA/Common Charge payment.