Nestled in desirable Lions Gate, this well maintained concrete block home offers the perfect blend of comfort and convenience. With a thoughtfully designed floor plan, it’s just the right size—spacious yet cozy. Whether you're seeking a full-time residence or a second home, this light filled home delivers everything you need in one ideal package. Enjoy peaceful living in a quiet enclave while still being just minutes away from the beach, historic downtown, and all the shopping and dining options. The lush, mature trees surrounding the property provide cool shade, while a gorgeous view of the serene lake and a graceful magnolia tree create a picturesque setting. Spend your afternoons in the 4-season room or unwind on the sun-soaked patio—perfect for enjoying the outdoors year-round. Inside, the updated kitchen features granite countertops, stainless appliances, soft-close cabinetry, and convenient double pull-outs in all lower cabinets—perfect for keeping everything organized. The spacious great room offers plenty of room for relaxing and entertaining, and the generously sized master suite boasts two walk-in closets for maximum storage. The third bedroom, though without a closet, makes an ideal home office, den or additional guest room. Unlike many homes in this price range, this one offers the convenience of an interior laundry room—complete with washer and dryer which will convey with the sale. Additional updates include upgraded carpeting and paint. The front entry and driveway feature attractive pavers, adding to the home's curb appeal. Recent upgrades include a newer roof and AC. No flood insurance is required in Lions Gate, and the community has never experienced storm related flood issues. Lions Gate offers residents amenities such as a gated entrance, community pool, and clubhouse. Plus, you’ll love the convenience of a weekly Farmer's Market just down the street, and the beach is close enough that you can feel the gentle sea breezes.
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RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $419,920 | $419,920 | $419,920 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.875% | 6.990% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.191% | 7.171% | 6.276% |
Monthly Tax Payment | $540 | $540 | $540 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $2,759 | $2,791 | $3,541 |
Total Monthly Payment | $3,391 | $3,423 | $4,173 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.