41 Cortez, Saint Augustine, FL, 32080 | $1,899,000

Unparalleled luxury awaits at Cortez On The Water, distinguished townhomes nestled along the serene Intracoastal Waterway. These exquisite residences combine sophisticated design with an exclusive waterfront lifestyle, offering an unmatched living experience. Each townhome spans an impressive 2, 862 sq ft of thoughtfully designed space, featuring four spacious bedrooms, 3. 5 elegantly appointed bathrooms, a private elevator, and a two-car garage. Every detail has been meticulously crafted to elevate your lifestyle, making these homes a true retreat. With deeded boat slips included, residents can step from their home directly onto their vessel and set sail for open ocean adventures in minutes. For relaxation and entertainment, the development boasts a stunning pool clubhouse overlooking the tranquil waters of the Intracoastal. Whether enjoying a refreshing swim, basking in the sun, or hosting memorable gatherings, the pool area offers an idyllic setting for leisure and socializing. Located just five minutes from pristine beaches and a mere mile from the historic charm of downtown St. Augustine, Cortez On The Water is ideally situated to offer the best of coastal living. The nearby Conch House Marina & Restaurant adds to the allure, providing a local gem for waterfront dining and entertainment. These townhomes offer unmatched flexibility, making them perfect as a primary residence, a second home, or an investment property. With short-term rental potential and the added appeal of a private boat slip, they present an exceptional opportunity to blend luxury living with practical advantages. Cortez On The Water is more than a residence; it’s a lifestyle where the tranquility of island living meets the vibrancy of a thriving coastal community. From savoring sunsets over the water to exploring historic landmarks or embarking on nautical escapades, this is your chance to own a slice of paradise.

Features

  • Parking: 2 Car Garage,Off Street
  • Heating: Central
  • Cooling: Central
  • Levels: 3
  • Amenities: Community Dock,Community Pool Unheated,Marina,Jacuzzi,Waterfront
  • Bedrooms: 4
  • Baths: 3 full / 1 half
  • Complex: Cortez on the Water
  • Year Built: 2024
  • Common Charge: $678
  • Approx Sq. Feet: 2,872
  • Est. Taxes: $3,300
  • Lot Desc: Intracoastal Front,Water Front
  • Water Front: Yes
  • Boat Access: Yes
  • Elem. School: R.B. Hunt Elementary
  • Middle School: Sebastian Middle
  • High School: St. Augustine High
  • MLS#: 245633
  • Days on Market: 7 days
  • Website: https://www.raveis.com
    /prop/245633/41cortez_saintaugustine_fl?source=qrflyer
Copyright © 2024  St Augustine & St. Johns County Board of REALTORS Realtor® MLS. All rights reserved
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Listing courtesy of COLDWELL BANKER PREMIER PROPERTIES

William Raveis Family of Services

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Customer Service

888.699.8876

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Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 16953

917.838.7300

Melissa.Cohn@raveis.com

Our Executive Mortgage Banker:

  • Is available to meet with you in our office, your home or office, evenings or weekends
  • Offers you pre-approval in minutes!
  • Provides a guaranteed closing date that meets your needs
  • Has access to hundreds of loan programs, all at competitive rates
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Robert ReadeRegional SVP Insurance Sales, William Raveis Insurance

860.690.5052

Robert.Reade@raveis.com

Our Insurance Division:

  • Will Provide a home insurance quote within 24 hours
  • Offers full-service coverage such as Homeowner's, Auto, Life, Renter's, Flood and Valuable Items
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    Encompass, Travelers, Fireman's Fund, Middleoak Mutual, One Beacon and American Reliable

41 Cortez, Saint Augustine, FL, 32080

$1,899,000

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Melissa Cohn

RVP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 917.838.7300

Melissa.Cohn@raveis.com

NMLS Mortgage Loan Originator ID 16953

5/6 (30 Yr)
Adjustable Rate Jumbo*
30 Year
Fixed-Rate Jumbo
15 Year
Fixed-Rate Jumbo
Loan Amount $1,519,200 $1,519,200 $1,519,200
Term 360 months 360 months 180 months
Initial Interest Rate** 6.625% 6.625% 6.500%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 7.209% 6.750% 6.664%
Monthly Tax Payment $275 $275 $275
H/O Insurance Payment $125 $125 $125
Initial Principal & Interest Pmt $9,728 $9,728 $13,234
Total Monthly Payment $10,128 $10,128 $13,634

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.  The Total Monthly Payment does not include the estimated HOA/Common Charge payment.