TWO LOTS INCLUDED IN SALE!! Located just 3 miles north of historic downtown, 29 Hybiscus Avenue is the perfect blend of seclusion and city access. You'll fall in love with this charming, updated home the instant you walk through the doorway. The soaring cathedral ceilings, oversized clerestory windows, and delightful open floor plan give the interior an expansive feel. The kitchen/dining room combo allows your resident chef can work culinary magic while enjoying the company of loved ones. Along the hallway that leads to the back of the home, you'll find a bedroom with a separate bathroom bedside it. At the end of the hallway, a primary suite offers a spacious walk-in closet, large bathroom with tub/shower combo, and a sliding glass door that opens to a screened-in lanai. Walk into your backyard and experience pure Florida paradise as this sale includes a total of . 21 acres of land that abuts Fort Mose, a protected 24-acre Florida state park. If walkability is something you desire in a home, you are in luck! Take a ten-minute walk and find yourself at Address Coffee & Bar Citra for a morning cuppa or an evening night cap. Stroll to Schooner's for a classic St. Augustine seafood dinner or Creme de la Cocoa to enjoy a decadent dessert. Not to mention, whether you want to visit Vilano Beach, Anastasia Island, or go shopping in downtown St. Augustine, everything is just a short drive away. Don’t miss your rare opportunity to own a piece of paradise in St. Augustine, Florida! With its location, this home would make excellent long or short-term investment. Schedule your viewing now and make this amazing home yours as soon as possible! Parcel 1498700220 is included with the sale. Fire in fireplace and image on TV screen has been added in digital post-production. Room measurements are approximate and all details are to be confirmed by buyers.
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NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $311,920 | $311,920 | $311,920 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.875% | 6.990% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.278% | 7.159% | 6.276% |
Monthly Tax Payment | $345 | $345 | $345 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $2,049 | $2,073 | $2,630 |
Total Monthly Payment | $2,469 | $2,493 | $3,050 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.