A rare find! Charming four bedroom, two full bath Cape Cod style home at the foot of Mount Beacon. Follow the brick walkway, with a natural stone border surrounding boxwoods, burning bush and rhododendrons, to the welcoming front porch. First floor boasts an open concept floor plan, with a spacious and sun-filled living room with two sitting areas; one by the front bay window with mountain views, and the other in front of the wood-burning fireplace, with classic mantel and tile surround. Dining area, surrounded by large windows, leads to screened in porch, perfect for lounging, dining, sunsets, and enjoying nature all year long. Updated kitchen with new Kitchen Aid stainless steel appliances, farm sink, and plenty of cabinets and counter space for prep. First floor bedroom ideal for guests, or home office, and full bathroom with walk-in shower. Second floor primary bedroom with walk in closet. Renovated full bathroom with soaking tub, beautiful tile surround with niche, and marble floor with herringbone pattern. Two additional bedrooms with beautiful views and plenty of closet space. Heated and dry basement with laundry, storage, separate workshop space, and garage with new door. Gleaming hardwood floors, custom recessed lighting, three zone heating, and wooden Anderson windows throughout the home. This home is surrounded by beautiful trees, with hiking trails right outside your door, yet close to Beacon’s Main Street, DIA: Beacon, the Hudson River and Metro North for easy access to New York City. Beautiful home!
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Our Executive Mortgage Banker:
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$699,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 347.223.0992
Sarah.DeFlorio@Raveis.com
NMLS Mortgage Loan Originator ID 1880936
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $559,200 | $559,200 | $559,200 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.875% | 6.875% | 5.875% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.352% | 7.042% | 6.160% |
Monthly Tax Payment | $736 | $736 | $736 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $3,674 | $3,674 | $4,681 |
Total Monthly Payment | $4,502 | $4,502 | $5,509 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.