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4 Lanyard Lane, Waterford (Millstone), CT, 06385 | $775,000
Discover the charm of seaside living in this Millstone Point Association home, where water views and modern conveniences blend seamlessly. Just a short walk to the water, private beach & picnic area, this home provides an abundance of space that surprises and delights. Built in 1968, the property has been thoughtfully updated to meet contemporary needs, including fully owned solar panels that generate excess power and an EV charging station in the garage. Inside, the home features 3 bedrooms and 2 full baths on the main level, along with three delightful spaces to embrace coastal living: a sunny deck, a three-season porch, and an enclosed back porch complete with heating, air conditioning, and a ceiling fan. The recently updated kitchen and dining area feature new oak flooring. A cozy patio adds to the outdoor charm. There is also a small deck near the right entry way. The fully finished lower level allows exceptional versatility, with a large, bright rec room with windows and walkout access to the enclosed porch. This level also includes an additional room, perfect as a guest bedroom, office, or den, along with a third full bath. A recently updated cedar closet and additional storage under the enclosed porch provide plenty of room for all your belongings. Lower level is heated by electricity. Upper level is heated with a Trane heat pump that runs on electricity. There is a propane tank that fuels the fireplace and backs up the heat pump when temps are below 40 degrees There is an enclosed outdoor shower adjacent to the garage. Perfect for rinsing off sandy toes! As part of the Millstone Point Association, enjoy access to a small marina with boat docking options-ideal for exploring the nearby waters. This home is a rare find, offering coastal charm, modern amenities, and an unbeatable location. Make your seaside living dream a reality. Some parts of property are in a flood zone, home has never been impacted. Flood insurance just quoted @ $2444
Features
- Town: Waterford
- Rooms: 8
- Bedrooms: 3
- Baths: 3 full
- Laundry: Lower Level
- Style: Raised Ranch
- Year Built: 1968
- Garage: 2-car Attached Garage
- Heating: Heat Pump
- Cooling: Ceiling Fans,Ductless,Heat Pump,Wall Unit
- Basement: Full,Fully Finished
- Above Grade Approx. Sq. Feet: 1,693
- Below Grade Approx. Sq. Feet: 874
- Acreage: 0.4
- Est. Taxes: $9,398
- HOA Fee: $240 Annually
- Lot Desc: Level Lot
- Elem. School: Per Board of Ed
- High School: Per Board of Ed
- Appliances: Electric Range,Microwave,Range Hood,Refrigerator,Washer,Electric Dryer
- MLS#: 24059245
- Days on Market: 14 days
- Website: https://www.raveis.com
/eprop/24059245/4lanyardlane_waterford_ct?source=qrflyer
Listing courtesy of L.J. Shoreline Realty
Room Information
| Type | Description | Level |
|---|---|---|
| Bedroom 1 | Main | |
| Bedroom 2 | Main | |
| Den | Lower | |
| Eat-In Kitchen | Main | |
| Full Bath | Lower | |
| Full Bath | Main | |
| Living Room | Gas Log Fireplace | Main |
| Primary Bedroom | Full Bath | Main |
| Rec/Play Room | Lower | |
| Sun Room | Main |
William Raveis Family of Services
Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.
Customer Service
888.699.8876
Contact@raveis.com
Our family of companies offer our clients a new level of full-service real estate. We shall:
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Frank KolbSenior Vice President - Coaching & Strategic, William Raveis Mortgage, LLC
NMLS Mortgage Loan Originator ID 81725
203.980.8025
Frank.Kolb@raveis.com
Our Executive Mortgage Banker:
- Is available to meet with you in our office, your home or office, evenings or weekends
- Offers you pre-approval in minutes!
- Provides a guaranteed closing date that meets your needs
- Has access to hundreds of loan programs, all at competitive rates
- Is in constant contact with a full processing, underwriting, and closing staff to ensure an efficient transaction
Robert ReadeRegional SVP Insurance Sales, William Raveis Insurance
860.690.5052
Robert.Reade@raveis.com
Our Insurance Division:
- Will Provide a home insurance quote within 24 hours
- Offers full-service coverage such as Homeowner's, Auto, Life, Renter's, Flood and Valuable Items
- Partners with major insurance companies including Chubb, Kemper Unitrin, The Hartford, Progressive,
Encompass, Travelers, Fireman's Fund, Middleoak Mutual, One Beacon and American Reliable
Ray CashenPresident, William Raveis Attorney Network
203.925.4590
For homebuyers and sellers, our Attorney Network:
- Consult on purchase/sale and financing issues, reviews and prepares the sale agreement, fulfills lender
requirements, sets up escrows and title insurance, coordinates closing documents - Offers one-stop shopping; to satisfy closing, title, and insurance needs in a single consolidated experience
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- Streamlines the process as a direct result of the established synergies among the William Raveis Family of Companies
4 Lanyard Lane, Waterford (Millstone), CT, 06385
$775,000
Customer Service
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
Frank Kolb
Senior Vice President - Coaching & Strategic
William Raveis Mortgage, LLC
Phone: 203.980.8025
Frank.Kolb@raveis.com
NMLS Mortgage Loan Originator ID 81725
|
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
|---|---|---|---|
| Loan Amount | $620,000 | $620,000 | $620,000 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 7.125% | 6.990% | 5.990% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 7.443% | 7.133% | 6.256% |
| Monthly Tax Payment | $783 | $783 | $783 |
| H/O Insurance Payment | $92 | $92 | $92 |
| Initial Principal & Interest Pmt | $4,177 | $4,121 | $5,229 |
| Total Monthly Payment | $5,052 | $4,996 | $6,104 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.
William Raveis Mortgage, LLC, NMLS ID 2630, 7 Trap Falls Road, Shelton, CT 06484
CT Mortgage Correspondent Lender License 15524