One or more photo(s) has been virtually staged. Experience the ultimate Florida Coastal Living, boating, fishing and relaxing lifestyle in this alluring waterfront stilt home, designed to offer ambiance, convenience, affordability and peace of mind. This beautiful waterfront pool home features 2 bedrooms and 2 bathrooms upstairs, with an additional 1 bedroom and 1 bathroom downstairs. Featuring a large dock, a floating dock, as well as a covered 10, 000-pound lift, this property is a dream for saltwater enthusiasts. On the second level, the main living area, , you'll love the open and airy atmosphere, enhanced by abundant natural light from lofted and rear windows offering stunning canal views. This level includes a well-appointed kitchen with a center island, a spacious living room, a delightful sunroom, a guest bedroom, and a guest bathroom. The primary bedroom suite and bath add a little touch of luxury to this floor. Outdoor Amenities: Includes an inground Lap Pool, 10, 000 lb covered boat lift, bbq area, docks & more. Interior Highlights: The ground level provides additional versatility with a bedroom, bathroom, living room, and bar area, as well as the convenience of a garage. This space can be adapted to serve as an in-law suite, home gym, or office, catering to your lifestyle needs. The hot tub is included with the sale. Recent Upgrades: New roof (2022), new air conditioner (2022), newly resurfaced lap pool (2022). Additional Features: Situated down Old Dixie Hwy and surrounded by pristine marshland, Sea Pines offers a serene and isolated environment. Boating enthusiasts will appreciate the community's private channel leading to the Gulf, maintained and marked by the Coast Guard. Additionally, a community boat ramp is available for a nominal annual fee of just $60. It's important to note that Sea Pines is an optional civic association community, not an HOA community, providing a flexible and inviting atmosphere for residents.
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$595,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $476,000 | $476,000 | $476,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.750% | 6.625% | 5.750% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.300% | 6.778% | 6.034% |
Monthly Tax Payment | $327 | $327 | $327 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $3,087 | $3,048 | $3,953 |
Total Monthly Payment | $3,506 | $3,467 | $4,372 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.