Welcome to your dream retreat! This charming 2-bedroom, 2-bathroom home with bonus room offers a unique blend of comfort, style, and coastal allure. Nestled in the serene location of Lido Shores with exclusive private community only beach access and close proximity to the world famous St. Armands Circle, this residence is perfect for both relaxation and entertaining. Step inside to discover a bright and airy open-concept living space, where the natural light floods through large windows. The gourmet kitchen boasts stainless steel appliances and quartz countertops, perfect for preparing meals or enjoying casual dining. Adjacent to the kitchen, the dining area opens up to a charming patio, ideal for alfresco meals and enjoying the coastal breeze. The master suite is a tranquil oasis, complete with a luxurious en-suite bathroom. An additional bedroom and bonus room are thoughtfully designed to provide comfort and privacy for family and guests. Step outside to your own private slice of paradise. The expansive backyard is perfect for outdoor gatherings where you can enjoy sunbathing and swimming in your refreshing pool. Or if you prefer, simply take a short stroll/drive to your private community gated beach access on north Lido beach. This home is the perfect spot for unwinding after a day at the beach. Additional features include a dedicated laundry room, and a . 32 acre corner lot with privacy wall. New roof in 2024, new AC in 2023, and pipes lined 2024. This property seamlessly combines the best of beach neighborhood living with modern conveniences, offering an unparalleled lifestyle. Schedule a showing today and experience the ultimate in island living!
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Our Executive Mortgage Banker:
Our Insurance Division:
$1,795,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Jumbo* |
30 Year Fixed-Rate Jumbo |
15 Year Fixed-Rate Jumbo |
|
---|---|---|---|
Loan Amount | $1,436,000 | $1,436,000 | $1,436,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.625% | 6.625% | 6.500% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.209% | 6.750% | 6.664% |
Monthly Tax Payment | $2,119 | $2,119 | $2,119 |
H/O Insurance Payment | $125 | $125 | $125 |
Initial Principal & Interest Pmt | $9,195 | $9,195 | $12,509 |
Total Monthly Payment | $11,439 | $11,439 | $14,753 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.