Drive through the sought-after Prospect Hill Drive to your beautiful colonial home in a quaint neighborhood. The paved driveway leads to your two-car garage where you enter to the mudroom. There you'll find the laundry area and access to the private, fenced in hot tub area. Allow guests to take the walkway and enter from the covered porch. They'll step in to a large foyer with a stately staircase. On the first floor, you'll find an eat-in kitchen, formal dining room, living room, family room, and a convenient, recently remodeled half bathroom. The living room and eat-in kitchen have beautiful Andersen doors that lead to a large deck area, perfect for entertaining or just relaxing in your sizeable backyard with just over a half-acre. Upstairs are three large bedrooms, including a primary bedroom with its own bathroom and walk-in closet, an additional bathroom, and a lounging nook. The basement is partially finished and allows for more room to play and plenty of storage space in the unfinished portion. In 2023, five mini-splits were installed to keep you cool in the summer and cozy in the winter. Delayed showings start after the Open House on 12. 7. 24 from 1p-3p.
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Our Executive Mortgage Banker:
Our Insurance Division:
$519,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 203.415.2989
Brian.Skelly@raveis.com
NMLS Mortgage Loan Originator ID 793093
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $415,200 | $415,200 | $415,200 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.875% | 6.875% | 5.875% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.352% | 7.042% | 6.160% |
Monthly Tax Payment | $513 | $513 | $513 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $2,728 | $2,728 | $3,476 |
Total Monthly Payment | $3,333 | $3,333 | $4,081 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.