Check out this beautiful, move in ready home located in Oakwood Estates a 55+ community. The kitchen has been remodeled with new cabinets and stainless appliances. The water heater is three years. The windows have been upgraded to double pane insulated windows adding to the energy efficiency. This home features a nice open living area. The primary bath has been nicely updated. The ac was installed in 2013 but the heating element and resistors have been replaced. The roof is a roof over adding extra insulation value to the home. There is a large porch across the back of the home, perfect for your morning coffee while you sit and enjoy the peacefulness. This home is sold unfurnished. The home is located in the NO DOG area, but indoor pets such as birds, cats and fish are allowed. Oakwood Estates offers many activities as well as opportunities. Enjoy the miniature golf, tennis, or shuffleboard to just mention a few of the amenities. There are two pools. Join in with some of the card players, attend one of dances, or come to coffee and donuts once a week. If you want to be active, there are many opportunities or just sit back and watch the world go by.
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Our Executive Mortgage Banker:
Our Insurance Division:
$136,500
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $109,200 | $109,200 | $109,200 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.750% | 6.625% | 5.750% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.300% | 6.778% | 6.034% |
Monthly Tax Payment | $63 | $63 | $63 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $708 | $699 | $907 |
Total Monthly Payment | $845 | $836 | $1,044 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.