Motivated Seller! Enjoy the maintenance-free lifestyle in this modern, spacious townhome in Jacksonville's vibrant E-Town community of the Villas at Kettering! All lawn maintenance and irrigation are included in the low HOA fee. Plus, you'll enjoy the location of this premier lot which has lake and fountain view in the front and preserve in the back (from your enclosed private lanai). This ''Lively'' open floorplan shows like a model! The kitchen boasts light gray custom cabinets and coordinating backslash, oversized granite island and countertops, GE Profile appliances including gas stove and stainless steel ''high hat'' hood. Make your way upstairs to the spacious primary bedroom with tray ceiling and view of the lake, plus a huge walk-in closet (largest of all the floor plans). The second floor also includes a retreat/flex space in the center that can be used as home office, library, playroom, etc. and separates the primary from the other two large bedrooms. Another full bath and laundry room are also conveniently located upstairs. There's no carpet worries as the home has neutral luxury vinyl plank throughout with tile in the wet areas, along with wide baseboards. The energy-efficient structure of the home results in very low electric bills-even in the summer! Plus, comes with a tankless, gas water heater. In addition, ownership offers access to all of E-Town's amenities at the "Re-Charge" Center including pool, fitness center, upstairs patio, playgrounds, and dog parks - and coming soon to E-Town, the new Jacksonville Surf Park! Don't miss this opportunity. Request a tour today!
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Our Executive Mortgage Banker:
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$475,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $380,000 | $380,000 | $380,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 6.990% | 6.250% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.330% | 7.171% | 6.538% |
Monthly Tax Payment | $482 | $482 | $482 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $2,528 | $2,526 | $3,258 |
Total Monthly Payment | $3,085 | $3,083 | $3,815 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.