TWO HOMES FOR THE PRICE OF ONE! Welcome to your dream home in the picturesque Woodlawn neighborhood, where modern luxury meets classic charm! This exceptional property features a main house and a detached mother-in-law suite, both meticulously remodeled last year. The main house is a stunning 2-bedroom, 2-bathroom residence that harmoniously blends contemporary finishes with its original character. The recent renovation includes a brand-new kitchen, two beautifully updated bathrooms, and refinished original hardwood floors that add warmth and elegance. Additional features of the main house include a bright and airy office nook, perfect for working from home, and a convenient interior laundry room. Adjacent to the main house is a detached mother-in-law suite, also completely remodeled in 2023. This versatile space is ideal for extended family, generating rental income, or as a creative studio. With its own private entrance from a rear street and a dedicated parking pad, the suite offers a sense of seclusion and privacy. It includes a spacious entry hallway that can serve as a cozy office or artistic workspace, along with two large rooms designed for comfort and functionality. The property boasts a large, fenced yard that provides a peaceful retreat and ample outdoor space between the main house and the suite. Situated in the vibrant Woodlawn neighborhood, you’ll be close to a variety of restaurants, coffee shops, and parks, and just a short drive to downtown St. Petersburg. Additionally, the home is perfectly positioned between downtown and the beaches and is located in a NON-FLOOD zone. With a new roof installed in 2023, impact windows from 2017, and an HVAC system from 2015, this home combines modern updates with enduring appeal. Don’t miss the opportunity to own this unique property in one of St. Petersburg’s most desirable neighborhoods
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William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $580,000 | $580,000 | $580,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.875% | 6.875% | 5.875% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.352% | 7.042% | 6.160% |
Monthly Tax Payment | $779 | $779 | $779 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $3,810 | $3,810 | $4,855 |
Total Monthly Payment | $4,681 | $4,681 | $5,726 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.