Under contract-accepting backup offers. Charming 3-bedroom, 2-bathroom, 1-story block home sits on a large, appealing corner lot in a desirable, no-HOA neighborhood in Clearwater. Offering 1583 sq. ft. of living space, this home provides a solid foundation for those looking to create their dream space. This home features Fresh exterior paint and updated appliances, including a 2024 dishwasher, 2023 washing machine, and a refrigerator (2020/21). The AC, installed in 2021, ensures year-round comfort, and the roof, replaced in 2018/19, offers added peace of mind. Inside, the original terrazzo floors and the kitchen includes an original stove and oven that adds character. The home also boasts a flat, ramped entry for accessibility and a spacious 2-car garage. Located very close to Clearwater High School and in the Plumb Elementary School zone (an "A" rated school). This home is just a short drive to the world-renowned Clearwater Beach, and Publix is nearby for added convenience. With no flood insurance required (in a non-evacuation zone), this home was completely unaffected by the recent hurricane and flooding, which is a huge plus for peace of mind. The location offers easy access to both Tampa and St. Petersburg, providing the best of both worlds—close to the beach yet away from the hustle of big-city life. This neighborhood is stable, with mostly long-term homeowners, and the no-HOA rules provide flexibility, including the option to rent. The large corner lot offers ample outdoor space, with a well-maintained garden providing a serene retreat. Whether you're looking to update this home or secure an investment in a prime location, this property is a must-see!
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William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $339,920 | $339,920 | $339,920 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 6.990% | 6.250% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.330% | 7.171% | 6.538% |
Monthly Tax Payment | $107 | $107 | $107 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $2,262 | $2,259 | $2,915 |
Total Monthly Payment | $2,444 | $2,441 | $3,097 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.