870 Napoli LANE, Punta Gorda, FL, 33950 | $1,200,000

This stunning, impeccably maintained, custom-built home, crafted by Cornerstone Homes in 2001, embodies timeless Tuscan elegance and meticulous craftsmanship. Designed for both comfort and sophistication, the residence features three spacious bedrooms and three bathrooms in a thoughtfully planned split floor layout, ensuring privacy for guests. The primary suite boasts two walk-in closets, offering a luxurious touch of practicality. Bedroom 2 also has a large walk in closet.
The heart of the home is an expansive kitchen, dinette, and great room that flows seamlessly into an open living and dining area, ideal for entertaining or family gatherings. The kitchen is a chef's dream, with ample workspace, stainless steel appliances, and the convenience of dual dishwashers. A spacious laundry room, equipped with a wash tub, generous storage, and brand-new washer and dryer, adds to the home's functionality.
Step outside to a resort-style oasis, where a heated pool, powered by propane, takes center stage. The large, covered, and screened lanai creates the perfect setting for year-round relaxation and entertainment. The home is equipped with a three-zone Trane AC system installed three years ago, a whole-house central vacuum, and a recently upgraded electric garage screen door. A spacious three-car garage offers ample storage and workshop space, while modern conveniences like manoblock plumbing and a kitchen reverse osmosis system enhance daily living.
The home’s structural and energy-efficient features include a new standing seam metal roof with a 45-year warranty and electric roll-down hurricane shutters, providing security and durability. Waterfront enthusiasts will appreciate the 78 feet of city-maintained concrete seawall, a 13, 000-pound boat lift, a 60-foot concrete dock with water and electricity, and durable concrete pilings. The travel time to Charlotte Harbor by boat is under 15 minutes. The LP tank powers the pool heater, the great room fireplace and a generator, ensuring uninterrupted comfort.
Nestled in the highly sought-after Punta Gorda Isles, this exceptional property offers convenient access to PGD Airport via Allegiant Airlines, as well as premier boating, shopping at Fishermen’s Village, and the fine dining of Historic Downtown Punta Gorda. With over 120 miles of biking and hiking trails and opportunities for paddleboarding and jet skiing on Charlotte Harbor, this home is perfect for those seeking the quintessential Florida waterfront lifestyle.

Features

  • Rooms: 8
  • Bedrooms: 3
  • Baths: 3 full
  • Laundry: Inside
  • Style: Mediterranean
  • Year Built: 2001
  • Garage: 3-car
  • Heating: Central
  • Cooling: Central Air
  • Approx Sq. Feet: 2,635
  • Acreage: 0.27
  • Est. Taxes: $4,621
  • Lot Desc: Cul-De-Sac, Irregular Lot, Landscaped, Near Golf Course, Near Marina
  • View: Water
  • Elem. School: Sallie Jones Elementary
  • Middle School: Punta Gorda Middle
  • High School: Charlotte High
  • Pool: Gunite, Heated, In Ground, Lighting, Outside Bath Access, Pool Alarm, Screen Enclosure
  • Pet Policy: Yes
  • Appliances: Dishwasher, Disposal, Dryer, Electric Water Heater, Kitchen Reverse Osmosis System, Microwave, Range, Range Hood, Refrigerator, Washer, Water Softener, Whole House R.O. System
  • MLS#: C7500572
  • Days on Market: 1 day
  • Website: https://www.raveis.com
    /eprop/C7500572/870napolilane_puntagorda_fl?source=qrflyer
This information is deemed reliable, but not guaranteed. The data relating to real estate displayed on this Site comes in part from the IDX Program of MFRMLS (My Florida Regional MLS DBA Stellar MLS). The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. (last updated 12/4/2024 9:17:09 PM)
Listing courtesy of COLDWELL BANKER SUNSTAR REALTY   Phone: 941-627-3321

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Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 16953

917.838.7300

Melissa.Cohn@raveis.com

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870 Napoli LANE, Punta Gorda, FL, 33950

$1,200,000

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Melissa Cohn

RVP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 917.838.7300

Melissa.Cohn@raveis.com

NMLS Mortgage Loan Originator ID 16953

5/6 (30 Yr)
Adjustable Rate Jumbo*
30 Year
Fixed-Rate Jumbo
15 Year
Fixed-Rate Jumbo
Loan Amount $960,000 $960,000 $960,000
Term 360 months 360 months 180 months
Initial Interest Rate** 6.625% 6.625% 6.500%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 7.209% 6.750% 6.664%
Monthly Tax Payment $385 $385 $385
H/O Insurance Payment $125 $125 $125
Initial Principal & Interest Pmt $6,147 $6,147 $8,363
Total Monthly Payment $6,657 $6,657 $8,873

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.