Welcome to this charming 1800 square foot, 4 bedroom, 2. 5 bath, cape nestled into the country side of Epsom with all the feels if being in the country and all the conveniences within 20 minutes or less in any direction, Concord being the closest. Enter through the covered farmers porch into the living room to the right or down the hall to the first floor bedroom and kitchen on the left. The kitchen includes a built in eating nook and a high top bar to sit at overlooking the dining room with the wood burning fireplace- perfect for holiday entertainment. Upstairs you will find 2 good sized bedrooms with large closets that share a full bathroom and the primary bedroom with a full bathroom and large walk in closet. The walkout basement hosts easy access to all of the household utilities, a spacious laundry room, a wine cellar AND a root cellar to store your crops over winter. Plus, there is still substantial space for more family living. The back deck offers a wonderful place to sit and take in the expansive back yard. You will find the chicken coops, existing perennial gardens, a raised bed garden area, bee hives and a variety of fruit trees in the orchard that the current owners started, with Griffin Brook wrapping around the entire property that flows all year. This house is a full package, from the incredible storage options, the rural location with easy access to multiple towns, the micro farm potential, the orchard and fishing in your own brook. Come see it for yourself.
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $436,000 | $436,000 | $436,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 6.990% | 6.250% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.330% | 7.171% | 6.538% |
Monthly Tax Payment | $592 | $592 | $592 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $2,901 | $2,898 | $3,738 |
Total Monthly Payment | $3,585 | $3,582 | $4,422 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.