Ready-to-move-into sensibly-priced bright 4 BR or 3+Den home featuring newly-renovated open kitchen (2023) and new tile roof (2022)! This well-maintained split-bedroom home has all tile/wood floors - NO CARPET for you to replace - and brand new AC (2024)! The large lanai with sought-after SW exposure and sunset skies is very private and has lushly landscaped tropical views. You'll love the new kitchen with new custom shaker cabinetry and quartz countertops, including a large new island, double pantrys, tile backsplash and new stainless LG appliances. The bright master bath offers dual vanities, separate shower, and a handicapped-accessible walk-in jetted tub. Home exterior painting just completed by the Association in 2023, and neutral inside paint in 2021. Even the spacious 2-car garage features an epoxy floor, and attic space with pull-down stairs. This home is in the X-Zone so no flood insurance is necessary - a huge plus! Manual storm shutters and LOADS of storage! Quarterly fees also include lawn/landscaping and irrigation in addition to exterior cleaning and painting, basic cable/internet/landline, and 24-hour gate guards/patrolling. Welcome to PARADISE in this affordable single family home in this small enclave of only 28 homes in prestigious Vineyards, with convenient entrances onto both Pine Ridge and Vanderbilt Beach Rds! 2 optional (not mandatory) memberships at Vineyards Country Club offering 2 18-hole courses, tennis/pickleball, newly constructed Wellness Center with gorgeous spa/fitness center, recently renovated clubhouse with indoor/outdoor dining and tons of activities, and huge resort-style pool with renovated pool bar, plus an indoor lap pool! Enjoy!
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$675,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $540,000 | $540,000 | $540,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.875% | 6.875% | 5.875% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.352% | 7.042% | 6.160% |
Monthly Tax Payment | $507 | $507 | $507 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $3,547 | $3,547 | $4,520 |
Total Monthly Payment | $4,146 | $4,146 | $5,119 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.