Welcome to 447 S Ohioville Road, a charming raised ranch situated on over an acre of peaceful, wooded land in New Paltz, just 6 minutes from SUNY New Paltz. This spacious 3-bedroom (with potential for 4), 3-bath home offers a versatile layout, perfect for extended family or a mother-daughter setup with a finished lower level. The bright, open-concept main floor features beautiful hardwood floors throughout, a cozy propane fireplace, and a kitchen with granite countertops and an eat-at peninsula, ideal for entertaining. The master suite includes an ensuite bath with a modern shower, creating a private retreat. Step outside to the deck at the back of the house, facing west, where you can relax and enjoy breathtaking sunset views over your expansive, tree-lined yard. The quiet lot provides a sense of privacy while still being conveniently located to town. The two-car garage offers ample storage and convenience. The finished lower level adds valuable living space, with plenty of room for a family room, office, or additional bedroom — making it a perfect option for extended family or guests. This home combines the best of country living with close proximity to the vibrant New Paltz community, shops, dining, and outdoor recreation. Don’t miss your chance to own this beautiful and versatile property!
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Our Executive Mortgage Banker:
Our Insurance Division:
$574,999
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 347.223.0992
Sarah.DeFlorio@Raveis.com
NMLS Mortgage Loan Originator ID 1880936
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $459,999 | $459,999 | $459,999 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.750% | 6.625% | 5.750% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.300% | 6.778% | 6.034% |
Monthly Tax Payment | $878 | $878 | $878 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $2,984 | $2,945 | $3,820 |
Total Monthly Payment | $3,954 | $3,915 | $4,790 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.