One or more photo(s) has been virtually staged. FAMILY FRIENDLY Ranch-style 4-bedroom, 3-bath home with 1750 square feet and a BONUS loft & sunroom in one of Clearwater’s MOST PRESTIGIOUS locations, Morningside Estates! Discover the potential of this charming, primarily original home nestled in one of the most desirable neighborhoods! This unique property offers an incredible opportunity to customize and create your dream home. Ideal for families, first-time buyers, or investors looking for a rewarding project. Some value-added features include a NEW HVAC system and FRESHLY PAINTED INTERIOR just ready for your move in! Lovingly cared for and maintained by the current owner for the past 26 years and located in the HEART of Clearwater, this SPACIOUS residence with a traditional floor plan featuring a separate Living, Dining and Family room, split bedroom plan with a double primary bedroom setup is just waiting for you! Primarily original interior – perfect for your distinctive touch and updating choices! Extra’s include a sun-drenched Florida room and an upper-level loft with a mini-kitchen and sink that is ideal for an office, playroom or children’s hide-a-way! There is a separate living and dining room off the entry that is perfect for more formal occasions - both radiate hospitality and charm, while the separate family room off the kitchen is the gathering room that family and friends will love and enjoy. Off the living / family room is the enclosed lanai / Florida room allowing for easy access to unlimited fun. The Primary suite has a large closet and a full bath. The additional three bedrooms are separate from the primary suite – all have plenty of closet and storage space. The second bath adjoins one of the bedrooms to make a possible second primary suite and the additional bedrooms are perfectly situated to accommodate family and guests. Both the front and back yard are beautifully landscaped with a well-manicured lawn, trees, and other natural foliage. There is an oversized 2-car garage that has room for both cars and extra room for the hobbyist. The fenced backyard is designed for entertaining family and friends – large enough to accommodate weekend and evening fun! Centrally located and blocks to the top-rated schools, Morningside Recreation Center with its Community Pool, Fitness Center (see attached info) & MORE! Big Bonus - NO FLOOD INSURANCE is required! Enjoy the privacy of a quiet residential neighborhood perfectly located and tucked away in an intimate, established neighborhood - truly a RARE FIND! Original charm, spacious layout, prime location, and ENDLESS POTENTIAL! The property is being sold in AS IS Condition. Morningside Estates challenges comparison, and this home, admired by many but can be owned by you!
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William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $383,920 | $383,920 | $383,920 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 6.990% | 6.250% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.330% | 7.171% | 6.538% |
Monthly Tax Payment | $139 | $139 | $139 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $2,554 | $2,552 | $3,292 |
Total Monthly Payment | $2,768 | $2,766 | $3,506 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.