What a gem! This 2 bedroom, 2 bath home is nestled in the center of the downtown historic district of Punta Gorda. There’s plenty of room for family and friends with over 1800 square feet of living space, living room, dining, family room, and spacious kitchen. This home offers bright and open floor plan providing lots of flexibility in arranging your living space. There’s a large utility room in the home that could be turned into a 3rd bedroom. Other key features include new roof in 2023, hurricane code garage door, detached 12 car garage with laundry area, and public water and sewer service providing convenience and reliability. Welcoming curb appeal with mature shade trees and walkway to front porch. You are walking distance to the charming center of Punta Gorda with public waterfront parks, bike and walking trails, picnic areas, and boat ramps providing access to many waterways, beautiful Charlotte Harbor, the Peace and Myakka Rivers, and the Gulf of Mexico. Experience all that this charming town has to offer including dining, shopping, tennis, the Pickleplex pickleball complex, the local farmer’s Market, and popular Fishermen’s Village with quaint shops and cafes. Listen to live music at the waterfront parks and enjoy world class fishing! All of this makes this property ideal for the Florida lifestyle. Also, easy access to access to Interstate 75 with Fort Myers and Naples to the South and Sarasota and Tampa to the North. Great home in a great location. **PLEASE ENJOY THE 3D INTERACTIVE VIRTUAL TOUR ASSOCIATED WITH THIS LISTING
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RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $280,000 | $280,000 | $280,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.875% | 6.990% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.278% | 7.159% | 6.276% |
Monthly Tax Payment | $99 | $99 | $99 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,839 | $1,861 | $2,361 |
Total Monthly Payment | $2,013 | $2,035 | $2,535 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.