**Exclusive Opportunity in New Smyrna Beach!**
Discover your dream home in the coveted central beachside enclave of New Smyrna Beach. This charming residence is perfectly situated on a 75 x 115 lot, enveloped by majestic Oak trees, offering both privacy and tranquility. Boasting 4 spacious bedrooms, 3 well-appointed bathrooms, and an oversized two-car garage, this home is designed for comfort and functionality.
**Vintage Charm with Limitless Potential**
While the home may show its age, it possesses the strong bones of its youthful days, ready to be rejuvenated by your creative vision. Imagine redesigning this gem into your own private paradise. Features include a new roof, internal laundry facilities, and a versatile workshop space—ideal for hobbies or additional storage.
**Live the Beachside Lifestyle!**
Step outside to experience the serenity of beachside living, where leisure and convenience meet. This home is just moments away from sandy beaches, local eateries, and New Smyrna's famous vibrant community events.
**Ready to Make it Yours?**
Bring your imagination and embark on the journey to transform this incredible space into your dream home. For bespoke service and local expertise, contact your local Realtor today—because when local knowledge is required, trust your Local Broker!
Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.
Our family of companies offer our clients a new level of full-service real estate. We shall:
To learn more about our credentials, visit raveis.com today.
Our Executive Mortgage Banker:
Our Insurance Division:
$970,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Jumbo* |
30 Year Fixed-Rate Jumbo |
15 Year Fixed-Rate Jumbo |
|
---|---|---|---|
Loan Amount | $776,000 | $776,000 | $776,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.625% | 6.625% | 6.500% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.209% | 6.750% | 6.664% |
Monthly Tax Payment | $240 | $240 | $240 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $4,969 | $4,969 | $6,760 |
Total Monthly Payment | $5,301 | $5,301 | $7,092 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.