Located within the gated community of Waterford Estates, this welcoming waterfront villa features 2 bedrooms, 2 bathrooms, and an office/den, providing ample space to call your own. As you step inside, you're welcomed by the easy flow between the living, dining, and kitchen areas, enhanced by large ceramic tiles and engineered flooring throughout. The spacious kitchen features stainless steel appliances, a breakfast counter, plenty of cupboard space, and two pantry closets. Conveniently located off the kitchen is the laundry area, complete with storage. Sliding glass doors open onto the lanai, where the Clearview screen allows for uninterrupted views of the tranquil pond beyond. French doors lead to the versatile den/office space, ideal for remote work or relaxation. The primary bedroom, with pond views, features an ensuite bathroom with double sinks, a spacious walk-in closet, and large shower. The split floor plan ensures guest privacy, with a separate bedroom and bath located at the front of the home. Decorative wainscoting down the hallway enhances the home's appeal and character. An oversized 2-car garage provides ample storage space for vehicles and belongings. For added peace of mind, the windows and doors of this villa are hurricane-proof, and hurricane shutters are also included. Residents of Waterford Estates enjoy access to an array of amenities, including two separate community areas with pools, pickleball and tennis courts, bocce courts, picnic area, and a fitness center. The community room features a full kitchen and game room with pool and card tables. Scenic walking paths wind throughout the community, with many residents opting to traverse the neighborhood in golf carts. Located in the vibrant city of Punta Gorda, residents have access to a diverse array of recreational activities and cultural attractions. From waterfront dining and boutique shopping to outdoor adventures such as boating, fishing, and golfing, there's no shortage of opportunities to enjoy the best Florida living offers. Ready to experience the comforts of home in Waterford Estates? Schedule your viewing today!
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Our Executive Mortgage Banker:
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$315,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $252,000 | $252,000 | $252,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.750% | 6.625% | 5.750% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.300% | 6.778% | 6.034% |
Monthly Tax Payment | $473 | $473 | $473 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,634 | $1,614 | $2,093 |
Total Monthly Payment | $2,182 | $2,162 | $2,641 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.