Brooklyn (Downtown Brooklyn), NY, 11201 | $575,000

Discover the perfect blend of comfort, convenience, and charm at 191 Willoughby Street, Unit 6N, in the desirable University Towers complex. This spacious one-bedroom home offers a thoughtful layout and modern updates, making it a fantastic opportunity for homeownership in vibrant Downtown Brooklyn. Step into the inviting foyer, a flexible space that can serve as a dining area or home office. The windowed kitchen is both stylish and functional, featuring dark wood cabinetry, plenty of counter space, a tiled backsplash, and stainless steel appliances, including a dishwasher. The window adds to the kitchen's airy ambiance. The king-sized bedroom is a highlight, boasting double exposure allowing for abundant natural light and refreshing cross breezes. The updated bathroom is designed with a sleek, contemporary aesthetic. Throughout the home, you'll find beautiful hardwood floors and four generous closets to meet all your storage needs. University Towers is a well-maintained cooperative boasting strong financial health. It has seen significant capital improvements such as updated communal spaces, enhanced security, and modernized facilities. Amenities include landscaped gardens, a barbecue terrace with Wi-Fi, a renovated gym, full-service staff, video security, two elevators, a children’s playground, bike storage, and a community room. Parking is available for sale or rent (when available). There is no flip tax. Co-purchasing, pied-à-terres, gifting, and parents purchasing for children are all permitted. Located just 1 block away from Target, Trader Joe’s, the Dekalb Market, and the Alamo Theater. As well as multiple subway lines (B, Q, R, 2/3, 4/5, A/C, G) and bus routes (B54, B25, B26, B38, B52), making it a prime choice for easy access to all of New York City. The LIRR is also conveniently nearby. Don’t miss this opportunity to own in one of Brooklyn’s most vibrant neighborhoods!

Features

  • Town: Brooklyn
  • Heating: Baseboard
  • Cooling: Other
  • Levels: 15
  • Rooms: 3
  • Bedrooms: 1
  • Baths: 1 full
  • Lot Size: 271.500000x340.670000
  • Laundry: Common Area
  • Year Built: 1958
  • Common Charge: $1,072 Monthly
  • Approx Sq. Feet: 0
  • Est. Taxes: $0
  • Pet Policy: Building No,No
  • Appliances: Dishwasher,Stainless Steel Appliance(s)
  • MLS#: COMP-172344412580533
  • Days on Market: 8 days
  • Website: https://www.raveis.com
    /prop/COMP-172344412580533/191willoughbystreet_brooklyn_ny?source=qrflyer
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All information is intended only for the Registrant’s personal, non-commercial use. This information is not verified for authenticity or accuracy and is not guaranteed and may not reflect all real estate activity in the market. RLS Data display by William Raveis Real Estate, Inc.
Listing courtesy of Compass   Phone: (212) 913-9058

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Sarah DeFlorioVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 1880936

347.223.0992

Sarah.DeFlorio@Raveis.com

Our Executive Mortgage Banker:

  • Is available to meet with you in our office, your home or office, evenings or weekends
  • Offers you pre-approval in minutes!
  • Provides a guaranteed closing date that meets your needs
  • Has access to hundreds of loan programs, all at competitive rates
  • Is in constant contact with a full processing, underwriting, and closing staff to ensure an efficient transaction

Robert ReadeRegional SVP Insurance Sales, William Raveis Insurance

860.690.5052

Robert.Reade@raveis.com

Our Insurance Division:

  • Will Provide a home insurance quote within 24 hours
  • Offers full-service coverage such as Homeowner's, Auto, Life, Renter's, Flood and Valuable Items
  • Partners with major insurance companies including Chubb, Kemper Unitrin, The Hartford, Progressive,
    Encompass, Travelers, Fireman's Fund, Middleoak Mutual, One Beacon and American Reliable

Brooklyn (Downtown Brooklyn), NY, 11201

$575,000

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Sarah DeFlorio

VP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 347.223.0992

Sarah.DeFlorio@Raveis.com

NMLS Mortgage Loan Originator ID 1880936

5/6 (30 Yr)
Adjustable Rate Conforming*
30 Year
Fixed-Rate Conforming
15 Year
Fixed-Rate Conforming
Loan Amount $460,000 $460,000 $460,000
Term 360 months 360 months 180 months
Initial Interest Rate** 6.875% 6.875% 5.875%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 7.352% 7.042% 6.160%
Monthly Tax Payment $0 $0 $0
H/O Insurance Payment $92 $92 $92
Initial Principal & Interest Pmt $3,022 $3,022 $3,851
Total Monthly Payment $3,114 $3,114 $3,943

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.  The Total Monthly Payment does not include the estimated HOA/Common Charge payment.