Punta Gorda Isles! Meticulously maintained 3 bedroom, 2 bath, 2-car garage waterfront pool home with powerboat access to Charlotte Harbor leading to the Gulf of Mexico! This property boasts 60 feet of waterfrontage on a deep canal, complete with 30' concrete dock, water and electric plus 10, 000 lb. boat lift. Step inside to discover an open floor plan with neutral décor, crown molding, and tile flooring in the main living areas. The dining area features a convenient slider to the lanai, perfect for indoor-outdoor living. The kitchen is a chef's delight featuring Silestone quartz countertops, tile backsplash, stainless appliances, breakfast bar, and convenient pass-through window to the lanai. The split floor plan ensures privacy for guests, with all bedrooms showcasing beautiful hardwood flooring and abundant natural light. The primary suite is a true retreat, offering lanai access, a large window with water views, a walk-in closet, and a private bath with a Roman shower. Outside, enjoy the covered lanai, or take a dip in the screened, heated pool and spa plus southern exposure to enjoy an abundance of Florida sunshine all overlooking a large fenced backyard and long water views. Additional features include screened front porch, etched glass front door, new roof and exterior paint in 2023, water softener, irrigation system, paver driveway and tiled garage. The mature tropical landscaping adds to the home's curb appeal. Located in a quiet, friendly neighborhood within a popular golf and boating community, this home is just minutes from the Yacht Club, Fishermen's Village, and the historic downtown area of Punta Gorda. Enjoy access to arts, community events, entertainment, world-class fishing, boating, fine dining, and beautiful parks, as well as easy access to the SWFL gulf beaches. Don't miss the opportunity to make this exceptional home your new Florida retreat! Schedule your private showing today!
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Our Executive Mortgage Banker:
Our Insurance Division:
$575,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $460,000 | $460,000 | $460,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.750% | 6.625% | 5.750% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.300% | 6.778% | 6.034% |
Monthly Tax Payment | $356 | $356 | $356 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $2,984 | $2,945 | $3,820 |
Total Monthly Payment | $3,432 | $3,393 | $4,268 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.