*ASSUMABLE MORTGAGE* *GREAT LOCATION* *QUIET NEIGHBORHOOD* *SPARTANBURG COUNTY - DISTRICT 5* *MOTIVATED SELLER / RELOCATING* Welcome to 137 Palmetto Valley Drive, a "like-new", 5-year "young", 2-story single family home that effortlessly combines modern living with a tranquil setting. Located in highly sought after Spartanburg County - District 5. This immaculate residence features 3 bedrooms, 2. 5 bathrooms, and approximately 1, 750 square feet of living space, including a 2-car attached garage, all situated on over a 1/2 plus acre lot. The backyard is a private oasis, backing up to a serene wooded area and featuring a 12 X 16 deck (behind the fence), perfect for outdoor relaxation and entertaining. The home's open concept floor plan features LVP flooring on the main level, including a spacious foyer that flows into the large living room, complete with a ceiling fan / light fixture. The living area seamlessly connects to the kitchen and dining areas, creating an ideal environment for both family living and entertaining. The kitchen boasts a large island, a pantry for ample storage, granite countertops, and stainless steel appliances, all of which convey with the home. Upstairs, you'll find all three bedrooms, each designed for comfort and convenience. The second level also includes a spacious loft area, perfect for either a home office, playroom, and/or additional living space. The master bedroom is a true retreat, featuring a vaulted ceiling with a ceiling fan / light fixture, a walk-in closet, and an en-suite bathroom with a double-sink vanity. The additional bedrooms share a second full bathroom, and the laundry area, complete with a washer and dryer that also convey, adding to the home's practicality. This home is equipped with a high-efficiency Trane HVAC unit and a durable 30-year architectural shingle roof, ensuring long term comfort and reliability, as well as a pull-down ladder to the attic for additional storage. Situated in the small and desirable Palmetto Valley neighborhood, on a cul-de-sac street, this home is within close proximity to Downtown Greer, with easy access to Wade Hampton Boulevard, I-85, BMW, and GSP International Airport. Enjoy the perfect blend of suburban tranquility and urban convenience in this beautiful home. Schedule a showing today and experience all of the modern comforts and serene surroundings this exceptional property has to provide!
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NMLS Mortgage Loan Originator ID 7654
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $220,000 | $220,000 | $220,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.875% | 6.875% | 5.875% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.352% | 7.042% | 6.160% |
Monthly Tax Payment | $165 | $165 | $165 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,445 | $1,445 | $1,842 |
Total Monthly Payment | $1,685 | $1,685 | $2,082 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.