10947 109th WAY, Largo, FL, 33778 | $285,000

Your Quirky Dream Home
Attention, house hunters and future landlords! Welcome to the charming, indestructible fortress known as Hurricane Helene & Milton Survivor Headquarters!
This 3-bedroom, 1-bath, solid block construction gem will laugh in the face of storms, giving you peace of mind while binge-watching your favorite shows. It is a great starter home for little Sally and Johnny, or a retired couple looking to kick back and stare at the neighbors. Or what the heck, how about a great investment you rent out during the season and finally move here one day. Collect the rent and have some fun.
Step inside and be greeted by a bright and airy living room where relaxation and awkward dance parties naturally thrive. The kitchen boasts cabinet space and secret compartments to hide your favorite snacks. A slight exaggeration but go with it.
And those bedrooms? Generously sized and drenched in natural light—perfect for contemplating life or plotting world domination. Ok, they're not all that big but they work fine for sleeping.
Out back, you'll find a spacious, fenced-in yard just waiting to fulfill all your gardening, play, or "let-the-little ones-and-pets-go-wild" fantasies. It also includes a lovely, covered patio area ideal for cookouts and burning your favorite meal. Located in Seminole, FL (aka "10-minutes-from-the-Gulf beaches paradise"), you're near everything: schools, parks, shops, fine dining, and even live music for your inner rock star. You're only 20 minutes from the artsy vibes of downtown St. Pete—where you can be as artsy and fartsy as your heart desires.
Details we knew you were gonna ask:
Water heater? Brand-new as of 2019.
AC? A spry 2016 edition.
Roof? Still going strong since 2007.
Flood Zone-X.
Utility Bills-Cheap.
Driving Time to Tampa Airport-about 20 minutes.
Driving Time to Gulf Beaches-about 10 minutes.
Wawa is 7 Minutes away.
This home eagerly awaits your chaos. Whether you're a first-time buyer, savvy investor, or minimalist downsizer, this place is calling your name. If you snooze, you lose. Don't let this little hottie house get away from you.

Features

  • Rooms: 4
  • Bedrooms: 3
  • Baths: 1 full
  • Lot Size: 62 x 100
  • Laundry: Inside
  • Year Built: 1958
  • Heating: Electric
  • Cooling: Central Air, Wall/Window Unit(s)
  • Approx Sq. Feet: 1,015
  • Acreage: 0.14
  • Lot Size: 62 x 100
  • Est. Taxes: $3,349
  • Elem. School: Starkey Elementary-PN
  • Middle School: Osceola Middle-PN
  • High School: Seminole High-PN
  • Appliances: Range, Refrigerator
  • MLS#: TB8326492
  • Days on Market: 1 day
  • Website: https://www.raveis.com
    /prop/TB8326492/10947109thway_largo_fl?source=qrflyer
This information is deemed reliable, but not guaranteed. The data relating to real estate displayed on this Site comes in part from the IDX Program of MFRMLS (My Florida Regional MLS DBA Stellar MLS). The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. (last updated 12/4/2024 9:35:14 PM)
Listing courtesy of GLOBAL LIFESTYLE, LLC   Phone: 727-455-2709

William Raveis Family of Services

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Customer Service

888.699.8876

Contact@raveis.com

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Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 16953

917.838.7300

Melissa.Cohn@raveis.com

Our Executive Mortgage Banker:

  • Is available to meet with you in our office, your home or office, evenings or weekends
  • Offers you pre-approval in minutes!
  • Provides a guaranteed closing date that meets your needs
  • Has access to hundreds of loan programs, all at competitive rates
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Robert ReadeRegional SVP Insurance Sales, William Raveis Insurance

860.690.5052

Robert.Reade@raveis.com

Our Insurance Division:

  • Will Provide a home insurance quote within 24 hours
  • Offers full-service coverage such as Homeowner's, Auto, Life, Renter's, Flood and Valuable Items
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    Encompass, Travelers, Fireman's Fund, Middleoak Mutual, One Beacon and American Reliable

10947 109th WAY, Largo, FL, 33778

$285,000

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Melissa Cohn

RVP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 917.838.7300

Melissa.Cohn@raveis.com

NMLS Mortgage Loan Originator ID 16953

5/6 (30 Yr)
Adjustable Rate Conforming*
30 Year
Fixed-Rate Conforming
15 Year
Fixed-Rate Conforming
Loan Amount $228,000 $228,000 $228,000
Term 360 months 360 months 180 months
Initial Interest Rate** 6.875% 6.875% 5.875%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 7.352% 7.042% 6.160%
Monthly Tax Payment $279 $279 $279
H/O Insurance Payment $75 $75 $75
Initial Principal & Interest Pmt $1,498 $1,498 $1,909
Total Monthly Payment $1,852 $1,852 $2,263

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.