Welcome Home! Start the New year off right!! This home will surely check a lot of your boxes! This 4 bedroom, 2 full bath home features hardwood, tile and laminate flooring. No carpets here. Finished basement has walk out basement. Both full baths have been renovated in in past few years. Kitchen appliances were replaced in 2021. All appliances including Refrigerator, washer and dryer stay as part of the sale. 2 zone hot water baseboard oil heat. Oil tank replaced this past month. Weil McLain boiler, and separate Indirect Water Heater. This home is located in an established neighborhood, Town water and sewer, Fenced yard, storage shed, above ground pool all set on a 20, 000 sq foot lot! Solar information by request, NO LEASE/FEE for Tesla Solar Panels. First Showings Saturday (12/7) and Sunday (12/8) 11: 30-1: 00
Type | Description | Dimensions | Level |
---|---|---|---|
Bedroom 2 | Closet, Flooring - Hardwood, Lighting - Overhead | 13.8 x 9.8 | First |
Bedroom 3 | Closet, Flooring - Hardwood, Lighting - Overhead | 9.5 x 10.0 | First |
Bedroom 4 | Closet, Flooring - Laminate, Lighting - Overhead | 10.6 x 18.0 | Fourth Floor |
Kitchen | Ceiling Fan(s), Flooring - Hardwood, Dining Area, Countertops - Stone/Granite/Solid, Deck - Exterior, Exterior Access | 19.6 x 11.0 | First |
Living Room | Wood / Coal / Pellet Stove, Flooring - Hardwood, Window(s) - Bay/Bow/Box, Deck - Exterior, Exterior Access | 11.6 x 14.0 | First |
Master Bedroom | Closet, Flooring - Hardwood, Lighting - Overhead | 11.5 x 13.0 | First |
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Our Executive Mortgage Banker:
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William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
Senior Vice President - Coaching & Strategic
William Raveis Mortgage, LLC
Phone: 203.980.8025
Frank.Kolb@raveis.com
NMLS Mortgage Loan Originator ID 81725
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $439,920 | $439,920 | $439,920 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.875% | 6.875% | 5.875% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.352% | 7.042% | 6.160% |
Monthly Tax Payment | $455 | $455 | $455 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $2,890 | $2,890 | $3,683 |
Total Monthly Payment | $3,436 | $3,436 | $4,229 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.