This well maintained 4-bedroom, 3 full bath craftsman ranch home is highlighted with an open floor plan, with 2257 sq ft in the charming community of Lincoln Park in Taylors, easily drivable to all that the Greenville and Greer/Spartanburg areas have to afford. Built new in 2020, rest easy knowing all of your major expenses are limited with your HVAC system, roof, and appliances all being nearly new. With predominantly all of your living on one level, this property allows the convenience of a split floor plan with the primary suite and two secondary bedrooms on the main floor. The kitchen is crisp and bright with quartz countertops, stainless steel appliances, gas slide in range, and a large center island for entertaining. The generous great room features a vaulted ceiling and gas fireplace for those cool winter nights approaching. Your primary suite is flooded with natural light and has an en-suite bathroom that checks all the boxes with a soaking tub, step-in shower, separate water closet, double vanity, and walk-in closet. Two secondary bedrooms share a nicely appointed hall bathroom, and your laundry is conveniently located on the first floor. Upstairs you will find a large fourth bedroom that the current owners enjoy as a flex/media room. This space is fully equipped with a large closet and full bath, providing great flexibility to the new owners. Other notable features of this home include a spacious fenced level backyard with oversized patio, attached two car garage, and tankless hot water heater. Come and see this charmer today and move in just in time for the holidays!
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William Raveis Real Estate
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VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 401.474.4879
Whitney.Rugg@raveis.com
NMLS Mortgage Loan Originator ID 7654
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $351,920 | $351,920 | $351,920 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.875% | 6.875% | 5.875% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.352% | 7.042% | 6.160% |
Monthly Tax Payment | $186 | $186 | $186 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $2,312 | $2,312 | $2,946 |
Total Monthly Payment | $2,573 | $2,573 | $3,207 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.