Welcome to this beautifully maintained Victoria floor plan, offering 2 bedrooms, 2 bathrooms, and a 2-car garage. This charming home features a welcoming front porch and an open spacious layout with a Living Room, Dining, Room and Family Room which are enhanced with Spanish Lace ceilings and beautiful laminate flooring, creating a seamless flow throughout. The Plexiglass-enclosed lanai that's under heat and air is perfect for year-round enjoyment. The remodeled Kitchen has been thoughtfully opened to the Family Room and features white shaker refaced cabinets with pull-outs, recessed can lighting, and pin lights over the breakfast bar, stone look plank tile flooring, Cathedral ceilings ni both the Kitchen and Family Room enhance the home's open and airy feel, while new slider windows ni the Family Room offer a lovely view of the backyard. The Guest bedroom features a large walk-in closet, and both bedrooms have Berber carpeting, both baths have high rise toilets. The nicely landscaped private backyard includes a concrete slab patio and security lights. Additional highlights include a whole-house air filter, In-duct air purification system - 2024, freshly cleaned air ducts and dryer vent, Roof - 2011, A/C - 2011, Keyless Entry front door, Double-pane windows -2018, newer water heater, new garage door with hurricane braces - 2016, also a new garage door opener and remote, and new gutters, Interior paint - 2024, Exterior paint - 2022, . Sinkhole remediation with documentation - 2012, The 4-Seat EZ GO golf cart is available separately. Timber Pines is an award winning, 55+ Active Adult Community, Gated Community with 4 golf courses, 2 pools &hot tubs, Country Club, restaurant and lounge, Performing Arts Center, 2 Pro Shops, 12 new state-of-the-art Pickle Bal Courts, Tennis, 2Dog Parks and a new Wellness Center &Fitness Center opened February 2023, over 100 clubs and activities to enjoy in this beautifully maintained community. The HOA Fee $314 includes 250 channels + Entertainment +Sports, 1HD box and 1HD box with DVR or Cloud Accessible DVR, and High-Speed Internet. Aone time, $2, 640 Buyer's Capital Contribution is due at closing.
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$352,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $281,600 | $281,600 | $281,600 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 7.125% | 6.250% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.330% | 7.295% | 6.538% |
Monthly Tax Payment | $179 | $179 | $179 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,873 | $1,897 | $2,415 |
Total Monthly Payment | $2,126 | $2,150 | $2,668 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.