Come see this serene retreat with all the perks offered in Five Towns, a perfect blend of convenience, amenities and serenity in a popular 55+ community. Ground floor unit on the first floor of the Oxford Building has two Bedrooms and two full Bathrooms has a nice floorplan with a peaceful view of one of the many beautiful ponds throughout the community. This condo has many updates including all new interior doors, updated bathrooms with new vanities, fixtures and lighting and new custom tile on the screened porch. The unit is painted a neutral color to suit any decor. The main Living/Dining Area opens to the Kitchen and beyond to the Rear Porch and pretty pond view. The spacious Master Bedroom will accommodate a king-sized bed, has a spacious walk-in closet and its own private ensuite Bathroom. The room has an additional door that leads you to the Bonus Room/Dining Area and then out to the rear screened porch. Multiple closets for extra storage are located in the hallway in between both bedrooms. The Guest Bedroom is also quite large and enjoys its own full Bathroom with tub/shower combination located right next to the Bedroom. This unit has a laundry closet and includes a full size washer and dryer and extra storage space for your convenience. Condo comes with a one-car covered carport just outside the front door which is a feature many units at Five Towns do not have. Five Towns has six swimming pools, nine peaceful ponds, two community clubhouses with large event room, billiards room, card room, library, and two fitness centers. Enjoy the walking trails, tennis courts, shuffleboard courts, bocce ball courts and one of several outdoor picnic and grilling areas. If you want to participate in social events, there are many always happening including card games, dances, painting, yoga, swimming, band concerts, quilting and more. Your monthly fees include water, sewer, garbage pickup, basic cable TV, recreation, exterior maintenance, property management and natural gas costs for your heating and cooking.
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Our Executive Mortgage Banker:
Our Insurance Division:
$200,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $160,000 | $160,000 | $160,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.375% | 7.125% | 6.125% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.474% | 7.282% | 6.412 |
Monthly Tax Payment | $4 | $4 | $4 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,105 | $1,078 | $1,361 |
Total Monthly Payment | $1,184 | $1,157 | $1,440 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.