Welcome to your new home on 0. 36 acres in the highly sought-after St. Johns County School District & the premiere new community, SilverLeaf! Natural light pours thru the front double-lite door, guiding guests into a spacious entry foyer. The open floorplan seamlessly flows from the dining & living rooms into the heart of the home: a chef's gourmet kitchen. This stunning space features a 36'' 5-burner stainless steel gas cooktop, quartz countertops, built-in microwave/oven combo, & the extended cabinetry/counter space package. An added cafe window fills the kitchen w/ abundant natural light, making it an inviting space to gather. The oversized, squared-off center island becomes the perfect gathering spot for guests eager to savor your culinary creations. For even more storage, a large walk-in pantry w/ upgraded solid shelving & an under-stair closet are at your service. The kitchen sink reverse osmosis water filter complements the home's water softening system, providing clean. . . . . . refreshing water. Step outside onto the screened lanai, ideal for sipping a cool beverage while enjoying serene views of natural conservation & open space. Upstairs, the upgraded staircase, with its elegant wood spindles, handrails, treads, and painted risers, leads to a private suite offering bedroom 5 & a full ensuite bathrooman ideal retreat for guests. This home is the popular Avalon II model, Elevation H, complete with a covered front porch, which is the perfect spot to relax & enjoy the neighborhood atmosphere. Other noteworthy home features include rain gutters, attic stairs, adjustable garage wall shelving, & the laundry room is pre-plumbed for a sink. Two gas tankless water heaters provide plenty of hot water on demand. Washer & dryer are included for your convenience, & the lanai is pre-plumbed for gas service. Durable warm wood laminate flooring graces the main living areas, kitchen, & laundry, with tile in the bathrooms & designer carpeting in the bedrooms. The bathrooms are thoughtfully upgraded with raised vanities & tile to the ceiling in the primary bath, bath 2, and bath 3 showers. The shower in bath 3 has an added glass enclosure, and the spacious master shower features both a glass enclosure & a convenient corner tile bench seat. Additional touches include removable shelving in bedroom 4, offering extra storage spaceideal for a home office or personal retreat. Welcome to one of the First Coast's Newest Premier Communities - abundant amenities include dog parks, children's playgrounds, pools, pickleball & tennis courts, plus all the schools, shopping, & entertainment needed is conveniently located nearby.
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Our Executive Mortgage Banker:
Our Insurance Division:
$665,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $532,000 | $532,000 | $532,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 7.125% | 6.250% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.330% | 7.295% | 6.538% |
Monthly Tax Payment | N/A | N/A | N/A |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $3,539 | $3,584 | $4,561 |
Total Monthly Payment | $3,631 | $3,676 | $4,653 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.