Nestled at the serene end of a secluded cul-de-sac, 13 Harden Lane offers a unique opportunity to create your dream retreat amidst nature's tranquility. This charming home, with its captivating water views, invites those with a vision to transform its potential into a personal haven. Spanning 1, 280 square feet, the home features two bedrooms and a single bathroom, providing a cozy canvas for your creative touch. While it requires some work, the possibilities are endless for those eager to infuse their style and personality into every corner. Set on a 26, 136 square foot lot, the property offers abundant space for outdoor enhancements, whether you dream of lush gardens, a tranquil patio, or a vibrant outdoor entertainment area. The generous lot size ensures privacy and potential room for growth. A standout feature of this property is its proximity to the water, offering access to launch a kayak and paddle towards the serene Pleasant Bay. This access to the water enhances the property's allure, making it an ideal choice for those who cherish the beauty and serenity of coastal living. Conveniently located close to the East Harwich amenities and an easy drive into Chatham.
Type | Description | Dimensions | Level |
---|---|---|---|
Bedroom 2 | Flooring: Wood | 15.0 x 24.0 | First |
Dining Room | Flooring: Wood | 15.0 x 24.0 | First |
Kitchen | Flooring: Wood,Stove(s): Electric | 15.0 x 24.0 | First |
Living Room | Flooring: Wood,Door(s): Sliding | 15.0 x 24.0 | First |
Master Bedroom | Flooring: Wood | 15.0 x 24.0 | First |
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William Raveis Mortgage, LLC
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Frank.Kolb@raveis.com
NMLS Mortgage Loan Originator ID 81725
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $559,200 | $559,200 | $559,200 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 6.990% | 6.250% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.330% | 7.171% | 6.538% |
Monthly Tax Payment | $389 | $389 | $389 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $3,720 | $3,717 | $4,795 |
Total Monthly Payment | $4,201 | $4,198 | $5,276 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.