The property at 13206 Sumpter Circle is a charming example of the inviting homes found in Beacon Woods East, Clayton Village. With its recent upgrades, including a new roof installed in 2019, energy-efficient windows added in 2024, and an updated HVAC system from 2019, this home is both modern and efficient. The addition of a new hot water heater in 2019, along with, remodeled kitchen, new carpet in bedrooms and luxury plank flooring in the remaining house adds to the comfort and aesthetic appeal. The open floor plan seamlessly connects the remodeled kitchen to the living room, creating a warm and inviting space centered around a cozy wood-burning fireplace. The main bedroom suite offers a private retreat with its newly renovated ensuite bathroom, and an adjoining sitting room, providing a perfect space for relaxation. The other two bedrooms are equally spacious and share access to a beautifully updated hall bathroom, complete with a jet-tub. Completing this home is the Florida room, offering serene views of the wooded backyard, a tranquil space to unwind and enjoy the natural surroundings. Non Flood zone!
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RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $259,920 | $259,920 | $259,920 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.750% | 6.625% | 5.750% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.300% | 6.778% | 6.034% |
Monthly Tax Payment | $162 | $162 | $162 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,686 | $1,664 | $2,158 |
Total Monthly Payment | $1,923 | $1,901 | $2,395 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.