4098 El Dorado COVE, #4098, Bradenton, FL, 34210 | $459,000

2 bedroom, 2 bathroom condo with a boat lift! Live the life of boating in paradise! Beautifully renovated and in close proximity of Anna Maria Island and beaches. HOA $650. 00 a month and includes flood insurance! Seller paying for a $700. 00 Home Warranty! Boaters and fisherman's dream location. Waterfront property. Walk out your back door to your boat lift! Many generations of owners love it in Palma Sola Harbour. Condo includes updated underground plumbing 2021 and updated electrical. Den offers flexibility for a guest bedroom & can be used as home office or hobby space. Kitchen features leather granite counter tops, 2021 Stainless Steel appliances, ample cabinetry, a convenient breakfast bar island for casual dining. Enjoy your morning coffee while gazing at picturesque canal from dining area. Primary bedroom is a peaceful retreat, offering a private sanctuary to unwind with an en-suite bathroom along with a large walk-in closet. Additional bathroom ensures space for residents & guests alike. One of the highlights of this extraordinary property is the boat dock & lift, providing direct access to the canal & then out to Palma Sola Harbour which leads to the Gulf. Launch your boat effortlessly & explore the waterways at your leisure, enjoying fishing trips, water sports, or amazing sunset cruises. Palma Sola Harbour Community offers a range of amenities, including a sparkling swimming pool at Clubhouse & a 2nd pool at the North end of Catalina Dr. , a well-equipped fitness center, saunas, game room, library, tennis and pickleball courts, shuffle board courts, putting green and more. Take advantage of the Florida sunshine & relax poolside or gather with friends and neighbors. Conveniently located in a sought-after neighborhood, you'll have easy access to local shops, restaurants, & entertainment options. Embrace an active lifestyle with nearby parks & nature trails, or indulge in the vibrant nightlife & cultural attractions of surrounding area. Experience the epitome of waterfront living. Your dream home awaits you. HVAC System is 2014. Ring doorbell system active at front door and back door. Supreme Home Warranty Coverage included!

Features

  • Heating: Central
  • Cooling: Central Air
  • Levels: 1
  • Amenities: Cable TV, Clubhouse, Fence Restrictions, Fitness Center, Gated, Lobby Key Required, Maintenance, Park, Pickleball Court(s), Pool, Sauna, Shuffleboard Court, Tennis Court(s), Vehicle Restrictions
  • Rooms: 6
  • Bedrooms: 2
  • Baths: 2 full
  • Laundry: Laundry Room
  • Complex: PALMA SOLA HARBOUR SEC 1
  • Year Built: 1973
  • Approx Sq. Feet: 918
  • Acreage: 4.93
  • Est. Taxes: $3,280
  • Condo Fee: $650 Monthly
  • View: Water
  • Pet Policy: Yes
  • Appliances: Dishwasher, Dryer, Electric Water Heater, Microwave, Range, Refrigerator, Washer
  • MLS#: A4629949
  • Days on Market: 1 day
  • Website: https://www.raveis.com
    /prop/A4629949/4098eldoradocove_bradenton_fl?source=qrflyer
This information is deemed reliable, but not guaranteed. The data relating to real estate displayed on this Site comes in part from the IDX Program of MFRMLS (My Florida Regional MLS DBA Stellar MLS). The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. (last updated 1/7/2025 11:32:07 AM)
Listing courtesy of WAGNER REALTY   Phone: 941-756-7800

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4098 El Dorado COVE, #4098, Bradenton, FL, 34210

$459,000

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Melissa Cohn

RVP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 917.838.7300

Melissa.Cohn@raveis.com

NMLS Mortgage Loan Originator ID 16953

5/6 (30 Yr)
Adjustable Rate Conforming*
30 Year
Fixed-Rate Conforming
15 Year
Fixed-Rate Conforming
Loan Amount $367,200 $367,200 $367,200
Term 360 months 360 months 180 months
Initial Interest Rate** 7.000% 6.990% 6.250%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 7.330% 7.171% 6.538%
Monthly Tax Payment $273 $273 $273
H/O Insurance Payment $75 $75 $75
Initial Principal & Interest Pmt $2,443 $2,441 $3,148
Total Monthly Payment $2,791 $2,789 $3,496

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.  The Total Monthly Payment does not include the estimated HOA/Common Charge payment.