LOCATION. LOCATION. LOCATION. Discover the perfect move-in-ready home in a fantastic amenity rich community of GARDENS OF GULF COVE near several Gulf beaches! NO FLOOD ZONE! Property stayed high and dry through the last few storms and has never flooded. The community boasts 4 lakes, underground utilities, sidewalks, street lights, county water and sewer, and a full-time manager. For an affordable yearly fee of $420. 00, residents enjoy access to TWO COMMUNITY POOLS (one heated), tennis courts/PICKLEBALL, shuffleboard, bocce play, a basketball court, rec. center, exercise equipment, pool tables, and a friendly atmosphere. Convenient TO GULF BEACHES, fishing, shopping, dining, and entertainment just minutes away, this property in paradise awaits your visit.
This 2-bedroom, 2-bathroom gem has received fresh paint inside and out, creating a welcoming atmosphere. BRAND NEW ROOF. NEW A/C. Recently installed luxury vinyl waterproof flooring enhances most rooms, while the eat-in kitchen boasts a brand-new stainless steel appliance package, including a dishwasher, side-by-side refrigerator with water and ice dispenser, microwave, self-cleaning smooth-top stove/oven, a new garbage disposal, new cabinets, granite countertops, and recessed lighting. The center island doubles as a breakfast bar, contributing to the kitchen's functionality. A dining room with cathedral ceiling, which can also serve as a family room, opens up to a 10x14 rear patio through sliding glass doors. The spacious 12x24 living room provides an open and inviting ambiance. Upgrades extend to the bathrooms, featuring new vanities, toilets, and tile flooring. The home includes a new garage door opener with 2 remotes, and the hot water heater has been replaced. Most rooms are adorned with new ceiling fans, and hurricane shutters add an extra layer of security. The front of the home features a large 9x38 porch surrounded by newly added palm trees. Situated in the sought-after Gardens of Gulf Cove in Port Charlotte, Florida, near the Englewood border, this residence offers desirable amenities. Schedule your appointment today!
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William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $231,920 | $231,920 | $231,920 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.750% | 6.625% | 5.750% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.300% | 6.778% | 6.034% |
Monthly Tax Payment | $275 | $275 | $275 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,504 | $1,485 | $1,926 |
Total Monthly Payment | $1,854 | $1,835 | $2,276 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.