Spacious 3 Bedroom, 2 full Bathroom * FURNISHED* home with attached 2 Car Garage situated on a large corner lot in the desirable community of GULF COVE. This impressive home offers an open and split bedroom floor plan with Living Room, Dining Room, Family Room, well equipped Kitchen, Inside Laundry and 34 x 9 Lanai with screens, vinyl windows and diagonal lay Mexican tile flooring. The Living Room features laminate flooring and cathedral ceiling. The Dining Room offers laminate floors and lanai access. The Family room is just beyond the Kitchen and features laminate flooring, lanai access and vaulted ceiling. The Kitchen has white wood cabinetry, laminate floor, great storage and counter space, double sink and pass thru to the Lanai. Appliances include refrigerator, oven/range, built in microwave and dishwasher.
The Inside Laundry has a washer, dryer, cabinets, laundry tub and tile floor. The spacious Master Bedroom has a large walk in closet and private bathroom with dual sinks and walk in shower. There are two generous sized guest bedrooms, one with two double closets. All bedrooms have carpet. The guest bathroom has a tub/shower combo. Your living space extends to the enclosed Lanai and from there to a good sized patio. Other features include rain gutters, screened front entry. Workbench, cabinets and garage door opener in the garage. Utilities are public water and septic. *NEW ROOF 2022. . . . . NEW A/C 2018* Gulf Cove POA membership dues are optional. POGC membership dues are $75 per year and afford you access to their private waterfront park and playground for your personal use throughout the year. . . . . From their private boat ramp you have direct boating access to Charlotte Harbor and the Gulf of Mexico. Your yearly purchase of a $75 boat ramp decal provides you boat ramp access and on-site parking. Social Events are held at the Gulf Cove private park with new park benches, new playground and new grill. This home is close to shopping, dining, entertainment, golf and boating. This is a wonderful home for those expecting winter visitors.
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Our Executive Mortgage Banker:
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$310,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $248,000 | $248,000 | $248,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.750% | 6.625% | 5.750% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.300% | 6.778% | 6.034% |
Monthly Tax Payment | $383 | $383 | $383 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,609 | $1,588 | $2,059 |
Total Monthly Payment | $2,067 | $2,046 | $2,517 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.