Wow. This 2006 home built by D. R. Horton is move-in ready and looks like a Model Home! Great location, high and dry, in desirable Colony Lakes community in New Port Richey. This beautiful 3 Bedroom, 2 Bathroom with 2 Car Garage home offers all the furnishings (minus select personal items of owners) and includes in this sale: high end furniture, electronics, most décor items, linens, and kitchenware and small appliances and utensils, tools - even bicycles. The owners have lived less than half the time here as their vacation home and kept this home immaculate – just like new, and never had any pets. Tucked within Florida nature, this exceptional lot backs up to conservation area with a view of the community pool and cabana behind it. PVC fences are allowed in the community. The roof is 2006, the HVAC system was replaced in 2019, stove is 3 years new, garbage disposer is new, and a new front door ($4, 000 value). Flooring was updated in all bedrooms (laminate) so there is no carpeting throughout the home. There is an interior laundry room with lots of storage space and washer/dryer included as well as a second refrigerator (in garage). HOA fees are increasing to $174/month effective January 2025, paid quarterly, which includes the maintenance of common areas, pool and park located within the community. The HOA has also just struck a deal with Spectrum cable and wifi to provide owners (additional info forthcoming). Sellers ideally would like a closing to take place in March but will consider Buyer’s preferred timeline. Home is sold as-is for seller’s convenience and sellers cannot warranty several items they have not used at all: irrigation lawn system, water softener, or ice maker. This home is foreign-owned, subject to FIRPTA rules, which will be overseen by title closing agency. Schedule your tour soon so you don’t lose out on this excellent opportunity.
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $280,000 | $280,000 | $280,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.750% | 6.625% | 5.750% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.300% | 6.778% | 6.034% |
Monthly Tax Payment | $335 | $335 | $335 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,816 | $1,793 | $2,325 |
Total Monthly Payment | $2,226 | $2,203 | $2,735 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.