Welcome to your new home in the sought after Whaleys Creek community of Saint Cloud. This immaculate home contains 4 bedrooms, a flex room/office, 3 full bathrooms, and a half bathroom. This residence boasts an open floor plan with a gorgeous spacious kitchen. The kitchen contains granite countertops, stainless steel appliances, and a walk-in pantry. Tile flooring throughout the first floor and all bathrooms. For your convenience, the primary bedroom is located on the first floor which features a private ensuite bathroom, dual sinks, spacious walk-in closet, and a walk-in shower. Living room sliding doors leads to your extended enclosed lanai, perfect for entertainment. The large backyard is fully fenced with backyard playground and did I mention no rear neighbor. The second floor boasts a huge loft/game room. The additional three bedrooms are also upstairs with luxury vinyl flooring throughout and two full bathrooms. The house also features a laundry room with a utility sink, storage room, and two car garage. Did I mention no front neighbor, just a beautiful pond view. The community offers a playground, clubhouse, and a pool that's walking distance from the house. Home is centrally located near the turnpike, Publix, schools, and shopping centers. Schedule your tour today and make this dream home yours!
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Our Executive Mortgage Banker:
Our Insurance Division:
$520,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $416,000 | $416,000 | $416,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 7.125% | 6.250% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.330% | 7.295% | 6.538% |
Monthly Tax Payment | $540 | $540 | $540 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $2,768 | $2,803 | $3,567 |
Total Monthly Payment | $3,400 | $3,435 | $4,199 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.