Here's your chance to own a 3-4 bedroom home with a generous, partially fenced-in backyard, in a great Hinsdale location that's close to schools and downtown. Previous owner used one of the two 1st floor bedrooms as a formal dining room while the eat in kitchen has a breakfast bar that opens to the living and could also accommodate a kitchen table and chairs should you need all four bedrooms. The living room and first floor bedrooms have hardwood floors. Other features include a newer metal roof, entry steps, a partially finished family room in the basement and a new Roth double-wall oil tank. While this home appears to have "very good bones", there remains some deferred maintenance, cosmetics and improvements that a new owner will likely want to make. One such improvement might be to add heat to the second floor. This being an estate sale, the property is being sold, and offers should be made, based on the condition of the property "as is and as seen" without any seller required improvements. Showings start with public open house dates, Sat. 12/7/24 from 11am-1pm and Sun. from 1pm-3pm.
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $172,000 | $172,000 | $172,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 6.990% | 6.250% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.330% | 7.171% | 6.538% |
Monthly Tax Payment | $405 | $405 | $405 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,144 | $1,143 | $1,475 |
Total Monthly Payment | $1,623 | $1,622 | $1,954 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.