*** UNRAP $20K IN INSTANT EQUITY - THIS HOME IS A HOLIDAY STEAL! *** Nestled on a hill with serene pond views, this home offers cozy cabin vibes with all the convenience of city living. Surrounded by natural landscaping, it’s your perfect retreat—ready to make this holiday season unforgettable! Step inside to find an open floor plan designed for gatherings or quiet nights by the fire. The spacious dining room flows effortlessly from the kitchen and living area, creating the perfect setting for holiday feasts and family gatherings. The kitchen features granite countertops, a stone backsplash, a gas cooktop, and a butler’s pantry for all your holiday baking needs. The living room has gleaming hardwood floors, a gas fireplace, and built-in bookshelves—perfect for curling up with a good book as the snow (or leaves!) fall outside. The main-level primary bedroom is a retreat all its own, complete with a custom closet system and a spa-like bathroom featuring a soaking tub and a separate tiled shower. Upstairs, the recreation room adds to the charm with knotty pine walls, a second fireplace, and plenty of space for a playroom, office, or holiday movie nights. Three additional bedrooms and an updated bathroom with dual sinks ensure there’s space for everyone to enjoy. With ample storage, a garage workshop, and a backyard perfect for festive gatherings, this home has everything you need to make it your forever retreat. ***PRICED WELL BELOW ITS RECENT APPRAISED VALUE, THIS IS A DEAL YOU DON'T WANT TO MISS - YOUR CHRISTMAS GIFT HAS ARRIVED EARLY!***Whether you’re looking for a personal retreat or a home to gather loved ones, this property checks all the boxes. ^^^Per FEMA map in photos, Property is NOT in a high risk flood zone^^^
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William Raveis Real Estate
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VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 401.474.4879
Whitney.Rugg@raveis.com
NMLS Mortgage Loan Originator ID 7654
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $271,920 | $271,920 | $271,920 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.875% | 6.990% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.278% | 7.159% | 6.276% |
Monthly Tax Payment | $99 | $99 | $99 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,786 | $1,807 | $2,293 |
Total Monthly Payment | $1,960 | $1,981 | $2,467 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.