Adorable and well-maintained 2-bedroom, 1-bathroom home with 904 square feet of living space in Silver Springs Shores. This move-in ready property features tile flooring throughout and lots of windows, creating a light and airy atmosphere. The kitchen offers ample cabinet space and recently updated appliances. Plantation shutters add charm to the living area and front bedroom, and most windows were updated approximately five years ago, excluding the back bedroom.
The home has been thoughtfully maintained, with a roof installed in 2012, an updated electrical panel in 2021, and a new garage door and opener in 2017. Outside, you’ll find a covered lanai perfect for relaxing or entertaining, along with a fire pit to enjoy Florida evenings. The fenced yard includes a gravel parking area with a 50-amp hookup, ideal for a small camper or boat. A utility easement behind the property ensures no neighbors directly behind you, and a shed provides additional storage space.
This property offers a great opportunity for comfortable living in a peaceful neighborhood. Don’t miss out on this charming home!
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RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $163,999 | $163,999 | $163,999 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.750% | 6.625% | 5.750% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.300% | 6.778% | 6.034% |
Monthly Tax Payment | $64 | $64 | $64 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,064 | $1,050 | $1,362 |
Total Monthly Payment | $1,203 | $1,189 | $1,501 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.