Welcome to an extraordinary NEWER, one-owner property with finished BASEMENT on the eastside of Spartanburg ~ an absolutely beautiful 3500+ SF home on 2 private acres on a cul-de-sac lot within 10 minutes of downtown! Built in 2014 by Ricky Camp, the house offers 3-4 BRs and 3 full baths ~ EVERYTHING updated with newer light fixtures, tiled showers, light/bright kitchen, split bedrooms, and OPEN floor plan! Enjoy the great outdoors on the front porch ~ or perhaps on the rear screened porch ~ or on the deck ~ or at the firepit ~ or on the lower level covered patio …. . Mother Nature surrounds the property with a wooded lot and fenced area for pets and family recreation. A recent addition in 2023 is the 30’ x 40’ pole barn with electricity and 3 garage doors, along with a yard door and adjoining covered porch…. the possibilities are endless! The best-kept secret on the eastside of Spartanburg can become YOUR new address with complete convenience to downtown, to award-winning District 7 public schools, and to eastside shopping!
Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.
Our family of companies offer our clients a new level of full-service real estate. We shall:
To learn more about our credentials, visit raveis.com today.
Our Executive Mortgage Banker:
Our Insurance Division:
$725,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 401.474.4879
Whitney.Rugg@raveis.com
NMLS Mortgage Loan Originator ID 7654
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $580,000 | $580,000 | $580,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.875% | 6.875% | 5.875% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.339% | 7.017% | 6.120% |
Monthly Tax Payment | $274 | $274 | $274 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $3,810 | $3,810 | $4,855 |
Total Monthly Payment | $4,176 | $4,176 | $5,221 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.