Welcome to this charming & furnished 1 bedroom, 1 bath mobile home nestled in the peaceful and beautiful 55+ waterfront community of Lazy Lagoon! This lovely home offers the perfect blend of comfort and convenience, with modern updates, including a newer roof (2022) and a brand-new A/C unit (2024), ensuring year-round comfort in any season. Step outside to your own covered one-car carport, providing a secure place for your vehicle and an additional storage shed for all your extra items. Inside, you'll be greeted by a bright and airy living space with a great room featuring sliding doors and large windows that let in plenty of natural light. The cozy kitchen comes equipped with a stove, microwave, and a newer refrigerator, along with abundant cabinet space for all your cooking essentials. Lazy Lagoon isn't just a place to call home; it's a vibrant, active community offering an array of fantastic amenities. Enjoy the private road and extra guest parking, plus the exclusive boat ramp where you can launch your boat or kayak to explore the scenic Shell Creek. For the avid fisherman, there’s a convenient fish cleaning station to make your catches even more enjoyable. The 2, 000 sq. ft. clubhouse, complete with a commercial kitchen, is perfect for hosting community events or private gatherings. If you're in the mood for some friendly competition, the shuffleboard courts and billiards/pool room are just a short walk away. For boating enthusiasts, Lazy Lagoon boasts over 2, 000 feet of beautifully maintained shoreline and a private, secured compound where you can store your boat or trailer for a small yearly fee. The community is also just minutes from downtown Punta Gorda, offering even more dining, shopping, and entertainment options. Don’t miss out on this incredible opportunity to live in a peaceful, well-equipped community. Call today to schedule your private tour and discover all the wonderful features this home has to offer!
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Our Executive Mortgage Banker:
Our Insurance Division:
$49,900
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $39,920 | $39,920 | $39,920 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.750% | 6.625% | 5.750% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.300% | 6.778% | 6.034% |
Monthly Tax Payment | $45 | $45 | $45 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $259 | $256 | $332 |
Total Monthly Payment | $379 | $376 | $452 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.