205 Mary AVENUE, New Smyrna Beach, FL, 32168 | $768,500

THE HEART of NEW SMYRNA BEACH!!!

Own TWO separate houses on one property in the Heart of New Smyrna Beach"!!! Rare Opportunity to Live in one house and use the second house as valuable rental income or Mother-in-Law suite. Located in the historic downtown area and only a few blocks from the shopping district. Both houses have their own separate fenced-in backyards, separate utilities, and separate legal addresses -- both addresses are under the same parcel number. The rear house was just completely rebuilt, brand new, from the ground up! It's ALL-NEW Construction, Roofing, Electrical, Plumbing, Windows & Doors, A/Cs -- hand built to match the original structure with historical charm. It's a 2 bedroom 1-1/2 bathroom with an open kitchen, vaulted ceilings, & original red pine wood flooring! Phenomenal layout using every inch with a purpose. Step into a light, bright, vaulted all-open room -- Living area, Dining, and Kitchen. Kitchen has Quartz countertops, farm sink, stainless steel appliances, dishwasher, side-by-side refrigerator, gas stove, microwave/vent. Vaulted ceilings throughout entire home. A huge master bath offers a large glass walk-in shower with built-in seat, skylight for natural lighting, double sinks, lighted vanity mirrors, and a large linen closet. Home also offers a large bonus 18x12 vaulted-ceiling living room/art studio/multipurpose space with Double Carriage Doors that swing open to provide natural light when desired! Full-sized front-loading washer/dryer set on a raised drawered platform for extra storage. Master bedroom has two large closets. 2nd bedroom has a convenient loft space as well as large closet. Home has Mini-Split air conditioning/heat, and matching ceiling fans throughout. There's a cute front porch, as well as a wooden private back deck that steps down to a paver patio. This house is completely fenced-in (dog friendly) separately from the front house, has a paver walkway and sitting area. Truly ONE of A KIND! Pics are great but still don't do it justice unless seen in person. The Front House has a BRAND NEW ROOF as of Nov 2024. There are 2-bedrooms with a 3rd bedroom/office, 1-1/2 bath. Living room has original coquina wood-burning fireplace. Large Dining Room. Beautiful original red pine wood floors. Large four-season front porch with the hand-crank windows. This house has been diligently maintained throughout its ownership.

Features

  • Rooms: 4
  • Bedrooms: 4
  • Baths: 2 full / 2 half
  • Laundry: Inside, Laundry Room
  • Year Built: 1935
  • Heating: Electric
  • Cooling: Central Air, Mini-Split Unit(s)
  • Approx Sq. Feet: 1,720
  • Acreage: 0.2
  • Est. Taxes: $5,184
  • Appliances: Range, Refrigerator
  • MLS#: NS1083206
  • Days on Market: 9 days
  • Website: https://www.raveis.com
    /prop/NS1083206/205maryavenue_newsmyrnabeach_fl?source=qrflyer
This information is deemed reliable, but not guaranteed. The data relating to real estate displayed on this Site comes in part from the IDX Program of MFRMLS (My Florida Regional MLS DBA Stellar MLS). The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. (last updated 1/7/2025 11:47:07 AM)
Listing courtesy of THE KEYES COMPANY   Phone: 386-428-5723

William Raveis Family of Services

Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.

Customer Service

888.699.8876

Contact@raveis.com

Our family of companies offer our clients a new level of full-service real estate. We shall:

  • Market your home to realize a quick sale at the best possible price
  • Place up to 20+ photos of your home on our website, raveis.com, which receives over 1 billion hits per year
  • Provide frequent communication and tracking reports showing the Internet views your home received on raveis.com
  • Showcase your home on raveis.com with a larger and more prominent format
  • Give you the full resources and strength of William Raveis Real Estate, Mortgage & Insurance and our cutting-edge technology

To learn more about our credentials, visit raveis.com today.

Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 16953

917.838.7300

Melissa.Cohn@raveis.com

Our Executive Mortgage Banker:

  • Is available to meet with you in our office, your home or office, evenings or weekends
  • Offers you pre-approval in minutes!
  • Provides a guaranteed closing date that meets your needs
  • Has access to hundreds of loan programs, all at competitive rates
  • Is in constant contact with a full processing, underwriting, and closing staff to ensure an efficient transaction

Robert ReadeRegional SVP Insurance Sales, William Raveis Insurance

860.690.5052

Robert.Reade@raveis.com

Our Insurance Division:

  • Will Provide a home insurance quote within 24 hours
  • Offers full-service coverage such as Homeowner's, Auto, Life, Renter's, Flood and Valuable Items
  • Partners with major insurance companies including Chubb, Kemper Unitrin, The Hartford, Progressive,
    Encompass, Travelers, Fireman's Fund, Middleoak Mutual, One Beacon and American Reliable

205 Mary AVENUE, New Smyrna Beach, FL, 32168

$768,500

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Melissa Cohn

RVP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 917.838.7300

Melissa.Cohn@raveis.com

NMLS Mortgage Loan Originator ID 16953

5/6 (30 Yr)
Adjustable Rate Conforming*
30 Year
Fixed-Rate Conforming
15 Year
Fixed-Rate Conforming
Loan Amount $614,800 $614,800 $614,800
Term 360 months 360 months 180 months
Initial Interest Rate** 7.000% 6.990% 6.250%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 7.330% 7.171% 6.538%
Monthly Tax Payment $432 $432 $432
H/O Insurance Payment $92 $92 $92
Initial Principal & Interest Pmt $4,090 $4,086 $5,271
Total Monthly Payment $4,614 $4,610 $5,795

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.