NOTHING TO DO BUT MOVE INTO THIS ADORABLE HOME! Don't let the square footage fool you, this smart layout with a U shaped kitchen offers plenty of cabinet and counter space (fridge, range and dishwasher are approx 4 years old, microwave is abt 1 yr) . The dining area is large enough for a full sized table and opens up to a lanai with newer vinyl windows, which leads out to a large patio surrounded by a spacious fully fenced yard that offers a great place to relax and watch your 4 legged family members while enjoying the beautiful Florida sunshine . Comfortable sized living area, both bedrooms have walk-in closets. The bathroom has a gorgeous updated walk on shower and vanity. Washer and dryer stay. Driveway has been widened. ROOF 2015, HVAC 2014, WATER HEATER 2017. This is an ideal home for snowbirds, or anybody looking for an awesome opportunity to move in and start enjoying the fun, friendly, 55+. active, golf community of Spruce Creek Preserve. Great amenities and activities. Pool, spa, pickleball, tennis, fitness center, billiards, water aerobics, yoga, exercise classes, cards, games, crafts, bingo, bunco, dinners, dances, social and travel groups. Close to golf , medical, shopping, restaurants and miles of hiking biking and horse riding trails.
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Our Executive Mortgage Banker:
Our Insurance Division:
$184,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $147,200 | $147,200 | $147,200 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 6.990% | 6.250% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.330% | 7.171% | 6.538% |
Monthly Tax Payment | $182 | $182 | $182 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $979 | $978 | $1,262 |
Total Monthly Payment | $1,236 | $1,235 | $1,519 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.