Move in ready! Step into the lap of waterfront luxury at Bacopa Bay a captivating 2-bedroom, 2-bathroom open floor plan residence that redefines coastal living. This exquisite home, nestled within the confines of an exclusive waterfront gated community, invites you to immerse yourself in the splendor of Boca Ciega Bay's turquoise waters. Perfect 2nd home for snowbirds. Elegance and design converge in this 1600 SF sanctuary, where every major room offers unobstructed panoramas of the bay. Imagine waking up to the gentle sounds of dolphins and manatees playing in your backyard, creating a daily symphony of nature's wonders. The home boasts a seamless blend of space and light. Picture yourself cooking in the spacious contemporary kitchen while watching the boats come into the bay. Bacopa's resort-style amenities elevate the waterfront lifestyle to new heights. Tennis courts, two pools, hot tub, a fitness center, and a clubhouse await your leisure, ensuring every day feels like a vacation. The lagoon with a cascading waterfall and meticulously landscaped grounds create an oasis of serenity. Savor tranquility and comfort as you witness spectacular sunsets and ever-changing water views. This waterfront beauty is not just a residence, it's a retreat from the ordinary. Conveniently located near St. Petersburgs vibrant downtown, the world famous white sand beaches of the Gulf of Mexico, and a mere 30 minutes from Tampa International Airport, Bacopa Bay is your gateway to a life where luxury meets the waterfront. Embrace the allure of coastal living and make this vision of paradise your reality. New A/C installed this year
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Our Executive Mortgage Banker:
Our Insurance Division:
$787,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $629,600 | $629,600 | $629,600 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 6.990% | 6.250% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.330% | 7.171% | 6.538% |
Monthly Tax Payment | $1,205 | $1,205 | $1,205 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $4,189 | $4,185 | $5,398 |
Total Monthly Payment | $5,486 | $5,482 | $6,695 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.