One or more photo(s) has been virtually staged. Beyond Charming!. . . and in the city limits. Step into a perfect blend of classic elegance and contemporary comfort with this beautifully updated home. Offering 4 spacious bedrooms and 2 bathrooms, this property maintains its timeless character while incorporating thoughtful updates throughout. This recently renovated home is full of natural light and perfect for entertaining . The lovely galley kitchen features Stainless appliances, quartz countertops, stunning wood cabinetry and a window over looking the backyard. Four generously sized bedrooms offer plenty of room for relaxation, featuring newer windows that fill each room with natural light. The well-designed floor plan balances intimate spaces with open living areas, creating a flow that’s perfect for family life and entertaining. This home offers two flexible bonus rooms—perfect for a home office or playroom. The fully fenced backyard offers privacy, with a detached workshop. garage/Game room/man cave/boat storage. Also, with very little effort the large workshop in the rear of this home could be converted in to an in-law suite. This stunning home has been well loved and won't last long.
Roof 11/2017.
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RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $343,200 | $343,200 | $343,200 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.750% | 6.625% | 5.750% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.300% | 6.778% | 6.034% |
Monthly Tax Payment | $397 | $397 | $397 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $2,226 | $2,198 | $2,850 |
Total Monthly Payment | $2,697 | $2,669 | $3,321 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.