Under contract-accepting backup offers. Investor Special. This home was all remodeled and ready to go until Milton came through. Home had water intrusion but has been completely remediated and ready for you to finish. All drywall, flooring, trim, lower kitchen cabinets and bathroom vanities have been removed. Quartz countertops, sink, and faucet are on site. Upper cabinets and marble backsplash are still installed. Even the bathroom light and mirrors are still there. All this house needs is lower cabinets, drywall, trim, floors, and doors to make this a great investment or your dream home. This home is situated on a canal that leads to Lemon Bay and the Gulf of Mexico. 100 feet of water frontage makes this the ideal place to watch the tide come in and out while you name the birds, count the manatee, and watch the fish jump. Park your boat at the dock and your RV on your oversized lot with no HOA or restrictions. Across the canal is an undeveloped area adding to the privacy and peacefulness of this great location. New roof, new plumbing-including new water supply and sewer lines, new electrical panel and new A/C were all completed in 2024. The tiled and screened lanai give you that awesome outdoor living space to enjoy Florida's beautiful weather. The primary bedroom and dining area have fully retractable sliding doors that open to the screened porch adding to your year round enjoyment. The utility room is large and has plenty of space for washer/dryer. Park your bike just inside the carport for easy storage and accessibility. Storm shutters are included for all windows and lanai. Flood insurance currently is $ 4, 000. 00 yearly. Welcome Home!
Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.
Our family of companies offer our clients a new level of full-service real estate. We shall:
To learn more about our credentials, visit raveis.com today.
Our Executive Mortgage Banker:
Our Insurance Division:
$220,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $176,000 | $176,000 | $176,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 6.990% | 6.250% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.330% | 7.171% | 6.538% |
Monthly Tax Payment | $253 | $253 | $253 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,171 | $1,170 | $1,509 |
Total Monthly Payment | $1,499 | $1,498 | $1,837 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.