Welcome to 163 Adams Street, a turn key property ready for it's new owner! This meticulously updated residence features four bedrooms and two and a half bathrooms. The primary bedroom is conveniently located on the main floor and includes its own private bathroom. Upstairs, you'll find three additional bedrooms and a well-appointed full bathroom. The kitchen includes new cabinetry, sleek quartz countertops, and stainless-steel appliances. The main level also includes a half bathroom with washer/dryer hook ups. This move-in ready home has been thoughtfully updated with a range of improvements, including fresh interior paint, a NEW ROOF, NEW ELECTRIC, NEW HEATING SYSTEM, NEW TANKLESS HOT WATER HEATER, FRESHLY PAVED DRIVEWAY, AND NEWLY RENOVATED DETACHED 2-CAR GARAGE. Additionally, the property benefits from a 10-YEAR TAX DEFERRAL, significantly reducing annual property taxes, making it an even more attractive option for potential buyers. You don't want to miss out on an opportunity to own this property!
Type | Level |
---|---|
Bedroom 1 | Upper |
Bedroom 2 | Upper |
Bedroom 3 | Upper |
Dining Room | Main |
Living Room | Main |
Primary Bedroom | Main |
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William Raveis Mortgage, LLC
Phone: 203.980.8025
Frank.Kolb@raveis.com
NMLS Mortgage Loan Originator ID 81725
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $223,920 | $223,920 | $223,920 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.750% | 6.625% | 5.750% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.300% | 6.778% | 6.034% |
Monthly Tax Payment | $239 | $239 | $239 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,452 | $1,434 | $1,859 |
Total Monthly Payment | $1,766 | $1,748 | $2,173 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.