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5 Elm Street, Hopkinton, RI, 02804 | $499,950
Nestled in the charming village of Ashaway, this unique 3BR, 1. 5BA Cape offers bonus space galore with modern convenience boasting a variety of recent updates, including a newer furnace, oil tank, water heater, roof, and windows. The interior features a circular floor plan perfect for family fun and entertaining. Enter from the 2 car garage into an expansive 16'x24' family room that has exposed wooden beams on the ceiling and is flooded with natural light. Adjacent to the family room is a kitchen featuring stainless steel appliances. The kitchen overlooks a sunny and inviting sunroom, where the warm wood accents, skylights, fieldstone flooring and wood stove create a relaxing atmosphere perfect for year-round enjoyment. There is a formal dining room located to the right of the entry, and a spacious living room to the left both feature gleaming hardwood floors. The living room is enhanced by a charming pellet stove ideal for chilly nights. Upstairs you'll find 3 bedrooms, all featuring hardwood floors and an updated full bath. The lower level of the home provides valuable storage space and houses the laundry area. A charming patio area graces the back of the home providing a great spot for outdoor entertaining. Conveniently located just minutes from the interstate, local beaches, shopping, and dining. This home is move in ready and sure to impress!
Features
- Amenities: Golf,Highway Access,Near Hospital,Near Schools,Recreation Area,Restaurant,Shopping
- Rooms: 8
- Bedrooms: 3
- Baths: 1 full / 1 half
- Style: Cape Cod
- Year Built: 1958
- Garage: 2-car Attached,Garage
- Heating: Hot Water,Oil
- Cooling: None
- Basement: Full,Unfinished
- Approx Sq. Feet: 1,828
- Acreage: 0.67
- Est. Taxes: $5,227
- Appliances: Dryer,Dishwasher,Electric Water Heater,Microwave,Oven,Range,Refrigerator,Washer
- MLS#: 1374132
- Website: https://www.raveis.com
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William Raveis Family of Services
Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.
Customer Service
888.699.8876
Contact@raveis.com
Our family of companies offer our clients a new level of full-service real estate. We shall:
- Market your home to realize a quick sale at the best possible price
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- Give you the full resources and strength of William Raveis Real Estate, Mortgage & Insurance and our cutting-edge technology
To learn more about our credentials, visit raveis.com today.
Whitney RuggVP, Mortgage Banker, William Raveis Mortgage, LLC
NMLS Mortgage Loan Originator ID 7654
401.474.4879
Whitney.Rugg@raveis.com
Our Executive Mortgage Banker:
- Is available to meet with you in our office, your home or office, evenings or weekends
- Offers you pre-approval in minutes!
- Provides a guaranteed closing date that meets your needs
- Has access to hundreds of loan programs, all at competitive rates
- Is in constant contact with a full processing, underwriting, and closing staff to ensure an efficient transaction
Robert ReadeRegional SVP Insurance Sales, William Raveis Insurance
860.690.5052
Robert.Reade@raveis.com
Our Insurance Division:
- Will Provide a home insurance quote within 24 hours
- Offers full-service coverage such as Homeowner's, Auto, Life, Renter's, Flood and Valuable Items
- Partners with major insurance companies including Chubb, Kemper Unitrin, The Hartford, Progressive,
Encompass, Travelers, Fireman's Fund, Middleoak Mutual, One Beacon and American Reliable
5 Elm Street, Hopkinton, RI, 02804
$499,950
Customer Service
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
Whitney Rugg
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 401.474.4879
Whitney.Rugg@raveis.com
NMLS Mortgage Loan Originator ID 7654
|
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
|---|---|---|---|
| Loan Amount | $399,960 | $399,960 | $399,960 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 6.750% | 6.625% | 5.750% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 7.300% | 6.778% | 6.034% |
| Monthly Tax Payment | $436 | $436 | $436 |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $2,594 | $2,561 | $3,321 |
| Total Monthly Payment | $3,105 | $3,072 | $3,832 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.
William Raveis Mortgage, LLC, NMLS ID 2630, 7 Trap Falls Road, Shelton, CT 06484
RI Mortgage Lender & Mortgage Broker #20051918LL & #20051919LB